Personal loans in Del Mar, CA

Del Mar: population, trend and location

Only a few things actually differ by place — population, area, location, and the California rules a lender must follow — and they are below.

• Population: an estimated 3,867 residents, 437th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.1%.
• People gained or lost: about 83 fewer since the 2020 base.
• Size percentile: roughly 9% of California's places have fewer residents than Del Mar's 3,867.
• Population density: 2,252 people per square mile on 1.7 square miles of land.
• By land area: Del Mar ranks 442nd among California's 482 places, at 1.7 sq mi.
• Water area: Del Mar has 0.06 square miles of water, ranking 210th of 482 places in California.
• Share of state population: Del Mar's 3,867 residents are about 0.0% of California.
• Nationally: Del Mar is the 5,534th-largest of 19,457 Census places in the dataset.
• Growth rank: Del Mar's 2020-to-2023 change ranks 251st of 482 places in California.
• Versus California: the state average change is -1.3%, while Del Mar moved 2.1%.
• Density rank: Del Mar places 348th among California's places by people per square mile.
• Density in context: Del Mar's 2,252 people per square mile sit against a California median of 3,455.
• Location: 32.9639, -117.2598 (Census Gazetteer coordinates).
• Nearest larger cities: Solana Beach (2 mi); Encinitas (6 mi); Carlsbad (12 mi); San Diego (13 mi); San Marcos (13 mi). Lenders licensed in the state serve Del Mar whether or not they keep a local branch.
• Nearest smaller towns: Avalon (67 mi); Industry (83 mi); Rolling Hills (83 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 0 of them.
• Larger places within 100 miles: 165.

A practical checklist for Del Mar borrowers

Before you apply in Del Mar, a community of about 3,867, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's California licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

None of these steps is Del Mar-specific: the same California licensing and disclosure rules reach all 3,867 residents.

How personal loans work in Del Mar

Most loans made to Del Mar's 3,867 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Del Mar lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Del Mar loan but raises total interest, so the smallest payment is not the cheapest loan.

How Del Mar compares across California

Among California's 482 places, Del Mar sits at 437th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Del Mar ranks 251st of 482 in California (about the 48th percentile). Its roughly 2,252 residents per square mile place it 348th among California's places. In land area, Del Mar ranks 442nd among California's 482 places.

The state rulebook for Del Mar

Every row below records a California rule, its publisher and its retrieval date — the same rules a Del Mar lender must follow.

Del Mar: area, density and distance

Del Mar's land area is about 1.7 square miles; a further 0.06 square miles is water. That land carries about 2,252 people per square mile. Los Angeles, the largest place in California, is about 99 miles from Del Mar. Del Mar has 25 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.