Personal loans in Deerfield, WI

Deerfield: population, trend and location

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 2,515 — Deerfield ranks 232nd of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 0.2% between 2020 and 2023.
• Absolute change: 5 residents added between 2020 and 2023.
• Size percentile: roughly 62% of Wisconsin places rank below Deerfield.
• Land and density: 2.2 square miles of land carry roughly 1,161 residents per square mile.
• Land area: Deerfield covers 2.2 square miles, the 299th-largest area among Wisconsin's 605 places.
• Share of state population: Deerfield's 2,515 residents are about 0.1% of Wisconsin.
• Nationally: Deerfield is the 6,821st-largest of 19,457 Census places in the dataset.
• Growth rank: Deerfield's 2020-to-2023 change ranks 240th of 605 places in Wisconsin.
• Against the state trend: Deerfield's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Deerfield places 181st among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Deerfield's 1,161 people per square mile compare with a state median of 800.
• Location: latitude 43.0492, longitude -89.0762 (Census Gazetteer).
• Nearest larger cities: Cottage Grove (7 mi); Marshall (8 mi); Lake Mills (9 mi); Waterloo (10 mi); McFarland (11 mi). Larger metros often have more branches, but online lenders reach Deerfield on the same terms.
• Smaller towns nearby: Cambridge (4 mi); Rockdale (6 mi); Maple Bluff (16 mi).
• Smaller neighbours: 69 places smaller than Deerfield sit within 50 miles.
• Within 100 miles: 320 places are larger than Deerfield.

The geography behind Deerfield

Deerfield's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,161 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 56 miles away. Within 50 miles of Deerfield there are 83 larger Census places. The 100-mile radius contains 320 larger places.

Before you apply in Deerfield

Complete these steps first when you borrow in Deerfield (2,515 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Deerfield-specific: the same Wisconsin licensing and disclosure rules reach all 2,515 residents.

Inside a Deerfield personal loan

Most loans made to Deerfield's 2,515 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Deerfield loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Deerfield loan is knowable in advance — unlike a revolving card balance.

Which Wisconsin laws govern a loan in Deerfield

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Deerfield lender must follow.

What is available to Deerfield borrowers

With about 1,161 residents per square mile, Deerfield is moderately settled, and 83 larger Census places sit within 50 miles. What is available to Deerfield's 2,515 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Cottage Grove, WI about 7 miles away.