Personal loans in Deer Lake, PA

Deer Lake added about 0.1% to its population between the 2020 base and the 2023 estimate. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Deer Lake. The nearest larger metro is Orwigsburg, PA about 3 miles away. A single loan can carry different costs on either side of a state line, and Deer Lake sits on the Pennsylvania side of that line.

Deer Lake: population, trend and location

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: an estimated 678 residents, 695th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: about 31% of Pennsylvania communities are smaller than Deer Lake (678 residents).
• Population density: 1,544 people per square mile on 0.4 square miles of land.
• By land area: Deer Lake ranks 779th among Pennsylvania's 1,013 places, at 0.4 sq mi.
• Water: Deer Lake holds about 0.03 square miles, the 279th-largest water area in Pennsylvania.
• Share of state population: Deer Lake's 678 residents are about 0.0% of Pennsylvania.
• National rank: Deer Lake is 11,927th of 19,457 places nationwide.
• Growth rank: Deer Lake ranks 206th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Deer Lake moved 0.1%.
• Density rank: Deer Lake places 595th among Pennsylvania's places by people per square mile.
• Against the state median: Deer Lake runs about 1,544 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 40.6209, -76.0568 (US Census Bureau Gazetteer).
• Nearest larger cities: Orwigsburg (3 mi); Hamburg (6 mi); Schuylkill Haven (6 mi); Cressona (7 mi); New Philadelphia (7 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Auburn (3 mi); Port Clinton (3 mi); Landingville (3 mi), each with its own Census population profile.
• Within a 50-mile radius: 42 smaller Census places.
• Larger places within 100 miles: 587.

Where Deer Lake sits

Deer Lake's land area is about 0.4 square miles; a further 0.03 square miles is water. Spread across it are roughly 1,544 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 64 miles away. A 50-mile radius around Deer Lake takes in 199 places that are larger. The 100-mile radius contains 587 larger places.

Steps to take before a Deer Lake loan

For Deer Lake's roughly 678 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Deer Lake holds 678 people.

Where Deer Lake sits in Pennsylvania

Deer Lake is the 695th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Deer Lake stands 206th among Pennsylvania's 1,013 places — roughly the 80th percentile. At about 1,544 people per square mile, Deer Lake is the 595th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 1 residents.

The anatomy of a Deer Lake personal loan

Deer Lake is a small community of about 678 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Deer Lake's rank of 695th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Deer Lake loan but raises total interest, so the smallest payment is not the cheapest loan.

What Pennsylvania law requires in Deer Lake

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Deer Lake lender must follow.