Personal loans in De Land, IL

Pull your credit reports and line up at least three offers before you apply from De Land. Which products a lender may offer to De Land's 445 residents follows from the Illinois consumer-lending framework. A 2020-to-2023 comparison shows De Land down by about 1.1%. The next larger city is Monticello, IL about 7 miles away.

Where De Land stands

What follows is De Land's place in the Census record, alongside the Illinois rules that govern a personal loan made here.

• Population: about 445 people live here, which puts De Land 903rd of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.1%.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: about 30% of Illinois's Census places are smaller than De Land.
• Density: the Census land area of 0.4 sq mi holds about 1,050 people per square mile.
• Land area: De Land covers 0.4 square miles, the 1,082nd-largest area among Illinois's 1,294 places.
• State population share: De Land accounts for about 0.0% of everyone in Illinois.
• National rank: De Land sits 13,651st by population among the 19,457 places in this dataset.
• Growth rank: De Land's 2020-to-2023 change ranks 269th of 1,294 places in Illinois.
• Against the state trend: De Land's 1.1% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: De Land ranks 624th by people per square mile.
• Against the state median: De Land runs about 1,050 residents per square mile, where the Illinois median is 993.
• Location: 40.1218, -88.6435 (US Census Bureau Gazetteer).
• Nearest larger cities: Monticello (7 mi); Farmer City (9 mi); Mansfield (9 mi); Argenta (13 mi); Mahomet (14 mi). Larger metros often have more branches, but online lenders reach De Land on the same terms.
• Smaller places close by: Weldon (6 mi); De Witt (9 mi); Cisco (9 mi).
• Within a 50-mile radius: 47 smaller Census places.
• Larger places within 100 miles: 369.

Lender access in De Land

At roughly 1,050 people per square mile, De Land is moderately settled; 97 larger places lie within 50 miles. What is available to De Land's 445 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Monticello, IL about 7 miles away.

De Land: area, density and distance

The Census Gazetteer records about 0.4 square miles of land within De Land, with no significant water area listed. Spread across it are roughly 1,050 residents per square mile. The largest place in Illinois, Chicago, lies about 129 miles away. Within 50 miles of De Land there are 97 larger Census places. Within the same 50 miles lie 47 smaller Census places.

Illinois consumer-lending rules applied in De Land

For the roughly 445 residents of De Land, the rules below are Illinois's own; each row carries its publisher and retrieval date.

De Land in state context

Among Illinois's 1,294 places, De Land sits at 903rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, De Land ranks 269th of 1,294 in Illinois (about the 79th percentile). At about 1,050 people per square mile, De Land is the 624th most densely settled place in Illinois. By land area, its 0.4 square miles rank 1,082nd of 1,294 places in Illinois.

What a De Land borrower is actually offered

De Land is a small community of about 445 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a De Land lender to disclose the APR and finance charge before you sign. Shortening the term on a De Land loan raises the monthly payment but cuts the interest; lengthening it does the reverse.