Personal loans in De Kalb, MS

Local context for De Kalb

Set out below is De Kalb's local context next to the state-level rules that reach every lender here.

• Population: about 837 people live here, which puts De Kalb 168th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 39 residents.
• Size percentile: about 44% of Mississippi communities are smaller than De Kalb (837 residents).
• Density: the Census land area of 3.3 sq mi holds about 252 people per square mile.
• Land area: De Kalb covers 3.3 square miles, the 137th-largest area among Mississippi's 299 places.
• State population share: De Kalb accounts for about 0.1% of everyone in Mississippi.
• National rank: De Kalb is the 10,985th most populous of the 19,457 Census places covered here.
• Growth rank: De Kalb's 2020-to-2023 change ranks 216th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against De Kalb's 4.5%.
• Density rank: De Kalb places 234th among Mississippi's places by people per square mile.
• Density in context: De Kalb's 252 people per square mile sit against a Mississippi median of 434.
• Location: 32.7731 / -88.6561, per the US Census Bureau Gazetteer.
• Nearest larger cities: Marion (24 mi); Macon (25 mi); Meridian (27 mi); Philadelphia (27 mi); York (28 mi). Lenders licensed in the state serve De Kalb whether or not they keep a local branch.
• Smaller communities close by: Scooba (11 mi); Shuqualak (15 mi); Emelle (20 mi), each with its own Census population profile.
• Smaller places within 50 miles: 26 of them.
• Larger places within 100 miles: 104.

De Kalb in state context

Against Mississippi's other places, De Kalb accounts for about 0.1% of the state's population and ranks 168th of 299 by size. On the 2020-to-2023 trend, De Kalb stands 216th among Mississippi's 299 places — roughly the 28th percentile. By density, at about 252 people per square mile, it ranks 234th in Mississippi. In land area, De Kalb ranks 137th among Mississippi's 299 places.

De Kalb on the map

The Census Gazetteer records about 3.3 square miles of land within De Kalb, with no significant water area listed. The resulting density is about 252 people per square mile. Jackson, the largest place in Mississippi, is about 96 miles from De Kalb. De Kalb has 17 larger places within a 50-mile radius. The 100-mile radius contains 104 larger places.

How a De Kalb personal loan is priced

In De Kalb, a small community of about 837, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a De Kalb loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in De Kalb decides the split between a comfortable payment and the total interest you pay.

Mississippi rules behind a De Kalb personal loan

These are Mississippi's sourced lending facts as they reach De Kalb's 837 residents; the state has no city-level rate rule.

The De Kalb borrowing checklist

These steps shape the offer you get in De Kalb, a place of about 837 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is De Kalb-specific: the same Mississippi licensing and disclosure rules reach all 837 residents.