Personal loans in Dawson, IA
Which products a lender may offer to Dawson's 110 residents follows from the Iowa consumer-lending framework. The roughly 110 people who live in Dawson borrow under Iowa rules; city hall sets no personal-loan rate. The Census counts 110 people in Dawson, the 806th-largest figure among Iowa's 940 places. The trend for Dawson between 2020 and 2023 is downward by roughly 1.8%. Begin with the payment, then weigh APR and total interest across the lenders that reach Dawson's 110 residents. A larger market lies at Jamaica, IA about 4 miles away.
Where Dawson stands
What follows is Dawson's place in the Census record, alongside the Iowa rules that govern a personal loan made here.
- Population: 110 people, a figure that places Dawson 806th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: Dawson's 110 people outrank roughly 14% of the places in Iowa.
- Population density: about 222 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Dawson covers 0.5 square miles, the 663rd-largest area among Iowa's 940 places.
- Share of Iowa: Dawson holds about 0.0% of the state's population, some 110 people.
- Nationally: Dawson is the 17,955th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Dawson stands 592nd by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Dawson's 1.8% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Dawson is the 802nd most densely settled place in Iowa.
- Density vs Iowa: Dawson's 222 people per square mile compare with a state median of 672.
- Location: the Census Gazetteer records it at 41.8431, -94.2203.
- Nearest larger cities: Jamaica (4 mi); Rippey (6 mi); Perry (7 mi); Yale (8 mi); Bouton (11 mi). Online lenders reach Dawson no matter how far the nearest branch is.
- Smaller towns nearby: Berkley (9 mi); Beaver (14 mi); Dana (18 mi).
- Smaller places within 50 miles: 16 of them.
- At 100 miles: 425 larger Census places fall inside that radius.
Dawson: area, density and distance
Dawson covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 222 people per square mile. Des Moines, the largest place in Iowa, is about 37 miles from Dawson. Counting outward 50 miles, 125 larger communities surround Dawson. Within the same 50 miles lie 16 smaller Census places.
Borrowing reach in Dawson
Dawson is a lightly settled community of about 110 people, with 125 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Dawson's 110 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Jamaica, IA about 4 miles away.
Iowa consumer-lending rules applied in Dawson
Read the table as a lender's compliance picture for Dawson: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Dawson against the rest of Iowa
Within Iowa, Dawson holds roughly 0.0% of all residents, the 806th-largest share among 940 places. Its 2020-to-2023 change ranks 592nd of 940 Iowa places, putting it near the 37th percentile for growth. At about 222 people per square mile, Dawson is the 802nd most densely settled place in Iowa. The population moved by about 2 people between 2020 and 2023, a 1.8% shift.
What a Dawson borrower is actually offered
In Dawson, a small community of about 110, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Dawson's 110 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dawson decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Dawson if my credit is poor?
What loan size can I expect in Dawson?
Do I have to pledge anything to borrow in Dawson?
Does comparing loans in Dawson cost me credit score points?
Nearby places
- Jamaica, IA — population 196
- Rippey, IA — population 214
- Perry, IA — population 7,984
- Berkley, IA — population 21
- Yale, IA — population 264
- Grand Junction, IA — population 708
- Linden, IA — population 203
- Panora, IA — population 1,083