Personal loans in Davis, WV

About 581 people live in Davis, placing it 140th of 230 Census places in West Virginia. Borrowers who want a bigger city can look to Thomas, WV about 2 miles away. A lender that serves Davis operates under West Virginia lending statutes and a West Virginia supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Davis lender.

Davis: population, trend and location

The figures below are Davis's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: a Census-estimated 581, 140th among West Virginia's 230 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.8%.
• People gained or lost: about 17 fewer since the 2020 base.
• Size percentile: Davis's 581 people outrank roughly 39% of the places in West Virginia.
• Population density: 289 people per square mile on 2.0 square miles of land.
• Land area rank: Davis's 2.0 square miles rank 51st of 230 places in West Virginia.
• Within West Virginia: about 0.1% of the state's population lives in Davis.
• National rank: Davis is the 12,566th most populous of the 19,457 Census places covered here.
• Growth in West Virginia: Davis stands 106th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Davis's 2.8% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Davis places 218th among West Virginia's places by people per square mile.
• Against the state median: Davis runs about 289 residents per square mile, where the West Virginia median is 1,021.
• Location: 39.1279, -79.4603 (Census Gazetteer coordinates).
• Nearest larger cities: Thomas (2 mi); Parsons (12 mi); Mountain Lake Park (19 mi); Petersburg (20 mi); Oakland (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Hendricks (10 mi); Hambleton (10 mi); Bayard (11 mi).
• Smaller neighbours: 38 places smaller than Davis sit within 50 miles.
• At 100 miles: 285 larger Census places fall inside that radius.

Steps to take before a Davis loan

Complete these steps first when you borrow in Davis (581 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Davis and the rest of West Virginia is not the process but the borrower's own file, among the 581 people here.

How lenders reach Davis

Davis is a lightly settled community of about 581 people, with 41 larger places inside a 50-mile radius. Whether Davis has a local branch or not, a West Virginia-licensed lender can serve its 581 people online on the same terms. For a larger market, the closest option is Thomas, WV about 2 miles away.

Where Davis sits in West Virginia

Within West Virginia, Davis holds roughly 0.1% of all residents, the 140th-largest share among 230 places. On the 2020-to-2023 trend, Davis stands 106th among West Virginia's 230 places — roughly the 54th percentile. By density, at about 289 people per square mile, it ranks 218th in West Virginia. By land area, its 2.0 square miles rank 51st of 230 places in West Virginia.

West Virginia rules behind a Davis personal loan

West Virginia has no separate rate rule for Davis; the sourced rows below are what reach every lender that serves its 581 people.

What shapes a Davis personal loan

With roughly 581 residents, Davis is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Davis. Because the payment is fixed, the total cost of a Davis loan is knowable in advance — unlike a revolving card balance.