Personal loans in Davie, FL
Two households in Davie with comparable incomes can still be offered different rates; the city's 107,799 residents are not the reason. Judge Davie offers on total cost, not on how quickly the money arrives. At about 107,799 residents, Davie is larger than roughly 95% of the places in Florida. Every figure below is Florida's own, applied to Davie's 107,799 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 increase in Davie at about 2.0%. The closest larger city is Pembroke Pines, FL about 6 miles away.
What the Census records for Davie
Set out below is Davie's local context next to the state-level rules that reach every lender here.
- Population: 107,799 residents; Davie is the 22nd-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: About 2.0% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 2,095 residents.
- Size percentile: about 95% of Florida communities are smaller than Davie (107,799 residents).
- Land and density: 34.9 square miles of land carry roughly 3,089 residents per square mile.
- Land area: Davie covers 34.9 square miles, the 34th-largest area among Florida's 411 places.
- Water area: Davie has 0.87 square miles of water, ranking 132nd of 411 places in Florida.
- State share: roughly 1.0% of Florida's residents live in Davie (107,799 people).
- National standing: Davie ranks 290th of 19,457 US places.
- Growth rank: Davie's 2020-to-2023 change ranks 243rd of 411 places in Florida.
- Versus Florida: the state average change is +5.5%, while Davie moved 2.0%.
- Density rank: Davie is the 119th most densely settled place in Florida.
- Density vs Florida: Davie's 3,089 people per square mile compare with a state median of 1,608.
- Location: mapped by the US Census Bureau at 26.0792, -80.2830.
- Nearest larger cities: Pembroke Pines (6 mi); Hollywood (8 mi); Miramar (8 mi); Miami Gardens (9 mi); Fort Lauderdale (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Cooper City (2 mi); Plantation (3 mi); Southwest Ranches (6 mi).
- Smaller neighbours: 82 places smaller than Davie sit within 50 miles.
- At 100 miles: 11 larger Census places fall inside that radius.
What is available to Davie borrowers
Davie is a fairly dense community of about 107,799 people, with 10 larger places inside a 50-mile radius. Whether Davie has a local branch or not, a Florida-licensed lender can serve its 107,799 people online on the same terms. The nearest bigger place is Pembroke Pines, FL about 6 miles away.
How personal loans work in Davie
A Davie personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 107,799 residents. Because pricing is borrower-level, two people in Davie can be quoted different APRs on the same amount and term. The term you choose in Davie decides the split between a comfortable payment and the total interest you pay.
Florida rules behind a Davie personal loan
This table holds the Florida rate and licensing rules for consumer loans made to Davie's 107,799 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Davie's place among Florida's 411 places
Within Florida, Davie holds roughly 1.0% of all residents, the 22nd-largest share among 411 places. On the 2020-to-2023 trend, Davie stands 243rd among Florida's 411 places — roughly the 41th percentile. By density, at about 3,089 people per square mile, it ranks 119th in Florida. Within 50 miles sit 82 smaller Census places, alongside the 10 that are larger.
What to do before borrowing in Davie
Complete these steps first when you borrow in Davie (107,799 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Florida regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
What differs between Davie and the rest of Florida is not the process but the borrower's own file, among the 107,799 people here.
Common questions
What are my options in Davie if my credit is poor?
What loan size can I expect in Davie?
Do I have to pledge anything to borrow in Davie?
Does comparing loans in Davie cost me credit score points?
Nearby places
- Cooper City, FL — population 34,321
- Plantation, FL — population 96,548
- Pembroke Pines, FL — population 171,119
- Sunrise, FL — population 96,808
- Southwest Ranches, FL — population 7,566
- Lauderhill, FL — population 73,974
- Lauderdale Lakes, FL — population 36,035
- Miramar, FL — population 138,319