Personal loans in Darlington, WI
With an estimated 2,509 residents, Darlington is the 233rd-largest of 605 places in Wisconsin. The first question in Darlington is not the rate on offer but whether the payment fits; about 2,509 people live here under Wisconsin lending law.
For a community of about 2,509, the practical step is to compare APR across at least three lenders before committing. Every figure below is Wisconsin's own, applied to Darlington's 2,509 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 increase in Darlington at about 2.2%. A larger market lies at Mineral Point, WI about 13 miles away.
What the Census records for Darlington
Darlington is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 2,509 people, a figure that places Darlington 233rd among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 2.2% above the 2020 Census base.
- Net change: roughly 53 more people than the 2020 Census counted.
- Size percentile: roughly 61% of Wisconsin places rank below Darlington.
- Population density: 1,480 people per square mile on 1.7 square miles of land.
- By land area: Darlington ranks 360th among Wisconsin's 605 places, at 1.7 sq mi.
- State population share: Darlington accounts for about 0.1% of everyone in Wisconsin.
- National rank: Darlington sits 6,830th by population among the 19,457 places in this dataset.
- Growth rank: Darlington's 2020-to-2023 change ranks 90th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Darlington's 2.2%.
- Density in Wisconsin: Darlington ranks 120th by people per square mile.
- Against the state median: Darlington runs about 1,480 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 42.6764, -90.1205 in the Census Gazetteer.
- Nearest larger cities: Mineral Point (13 mi); Platteville (18 mi); Dodgeville (20 mi); Galena (24 mi); Monroe (25 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Gratiot (8 mi); Shullsburg (9 mi); Belmont (12 mi).
- Smaller neighbours: 100 places smaller than Darlington sit within 50 miles.
- Larger places within 100 miles: 178.
Darlington against the rest of Wisconsin
Among Wisconsin's 605 places, Darlington sits at 233rd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Darlington stands 90th among Wisconsin's 605 places — roughly the 85th percentile. By density, at about 1,480 people per square mile, it ranks 120th in Wisconsin. By land area, its 1.7 square miles rank 360th of 605 places in Wisconsin.
The state rulebook for Darlington
Below are the Wisconsin rules that apply to a loan made in Darlington, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Where Darlington sits
Darlington's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,480 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 112 miles away. A 50-mile radius around Darlington takes in 30 places that are larger. Within the same 50 miles lie 100 smaller Census places.
Borrowing reach in Darlington
At roughly 1,480 people per square mile, Darlington is moderately settled; 30 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Darlington without a local office, so branch density does not change what its 2,509 residents are offered. For a larger market, the closest option is Mineral Point, WI about 13 miles away.
The anatomy of a Darlington personal loan
A Darlington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,509 residents. Federal Truth in Lending rules require a Darlington lender to disclose the APR and finance charge before you sign. The term you choose in Darlington decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Gratiot, WI — population 222
- Shullsburg, WI — population 1,192
- Apple River, IL — population 335
- Mineral Point, WI — population 2,563
- Belmont, WI — population 1,006
- Warren, IL — population 1,298
- Scales Mound, IL — population 426
- Argyle, WI — population 795