Personal loans in Daniel, UT

Consumer lending that reaches Daniel's 857 residents is governed by Utah statute; no city ordinance changes it. An estimated 857 people make their home in Daniel, a figure that ranks 166th in Utah.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Daniel counts about 857 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. The 2020 count to the 2023 estimate shows about 6.3% decline in Daniel. Work out your debt-to-income ratio first; lenders weigh it heavily, and Daniel's 857 residents are no exception. The nearest larger city is Midway, UT about 5 miles away.

Daniel: population, trend and location

The figures below are Daniel's own — Census population, land area and coordinates — followed by the Utah rules.

How Utah law applies in Daniel

For the roughly 857 residents of Daniel, the rules below are Utah's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract
Utah State Legislature
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16

Daniel on the map

Daniel covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 261 residents per square mile. The state's population centre of gravity, Salt Lake City, is roughly 35 miles away. A 50-mile radius around Daniel takes in 63 places that are larger. Within the same 50 miles lie 11 smaller Census places.

The anatomy of a Daniel personal loan

Most loans made to Daniel's 857 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Daniel's rank of 166th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Daniel loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Daniel borrowers

Daniel is lightly settled, with about 261 people per square mile and 63 larger places within 50 miles. Distance to a branch rarely matters for Daniel's 857 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Midway, UT about 5 miles away.

Daniel against the rest of Utah

Daniel is the 166th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. For population change between 2020 and 2023, Daniel ranks 253rd of 255 in Utah (about the 1th percentile). By density, at about 261 people per square mile, it ranks 186th in Utah. Within 50 miles sit 11 smaller Census places, alongside the 63 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Daniel if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Daniel is the same as anywhere in Utah.
What loan size can I expect in Daniel?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Daniel?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Daniel cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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