Personal loans in Dalton City, IL

Dalton City, Illinois — home to about 439 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Dalton City as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Dalton City. Borrowers who want a bigger city can look to Bethany, IL about 6 miles away.

Dalton City: population, trend and location

The figures below are Dalton City's own — Census population, land area and coordinates — followed by the Illinois rules.

• Population: a Census-estimated 439, 908th among Illinois's 1,294 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 4.1%.
• People gained or lost: about 19 fewer since the 2020 base.
• Size percentile: Dalton City sits ahead of around 30% of Illinois places, at 439 people.
• Land and density: 0.5 square miles of land carry roughly 822 residents per square mile.
• Land area: Dalton City covers 0.5 square miles, the 1,018th-largest area among Illinois's 1,294 places.
• Share of Illinois: Dalton City holds about 0.0% of the state's population, some 439 people.
• National rank: Dalton City is the 13,707th most populous of the 19,457 Census places covered here.
• Growth rank: Dalton City's 2020-to-2023 change ranks 1,150th of 1,294 places in Illinois.
• Versus Illinois: the state average change is -2.0%, while Dalton City moved 4.1%.
• Density rank: Dalton City is the 770th most densely settled place in Illinois.
• Against the state median: Dalton City runs about 822 residents per square mile, where the Illinois median is 993.
• Location: latitude 39.7170, longitude -88.8070 (Census Gazetteer).
• Nearest larger cities: Bethany (6 mi); Mount Zion (6 mi); Long Creek (6 mi); Lovington (9 mi); Macon (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Allenville (18 mi); Cisco (21 mi); Garrett (21 mi).
• Smaller places within 50 miles: 44 of them.
• At 100 miles: 382 larger Census places fall inside that radius.

The geography behind Dalton City

The Census Gazetteer records about 0.5 square miles of land within Dalton City, with no significant water area listed. Spread across it are roughly 822 residents per square mile. The largest place in Illinois, Chicago, lies about 158 miles away. Counting outward 50 miles, 102 larger communities surround Dalton City. Within the same 50 miles lie 44 smaller Census places.

Dalton City against the rest of Illinois

Within Illinois, Dalton City holds roughly 0.0% of all residents, the 908th-largest share among 1,294 places. For population change between 2020 and 2023, Dalton City ranks 1,150th of 1,294 in Illinois (about the 11th percentile). By density, at about 822 people per square mile, it ranks 770th in Illinois. Within 50 miles sit 44 smaller Census places, alongside the 102 that are larger.

Borrowing reach in Dalton City

At roughly 822 people per square mile, Dalton City is moderately settled; 102 larger places lie within 50 miles. A Illinois licence lets a lender serve Dalton City without a local office, so branch density does not change what its 439 residents are offered. The nearest bigger place is Bethany, IL about 6 miles away.

Which Illinois laws govern a loan in Dalton City

Read the table as a lender's compliance picture for Dalton City: the rule, the sourced figure, the publisher and the date.

How personal loans work in Dalton City

In Dalton City, a small community of about 439, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Dalton City's rank of 908th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Dalton City loan is knowable in advance — unlike a revolving card balance.