Personal loans in Dallas, SD

What the Census records for Dallas

What follows is Dallas's place in the Census record, alongside the South Dakota rules that govern a personal loan made here.

• Population: 85 — Dallas ranks 237th of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: about 23% of South Dakota's Census places are smaller than Dallas.
• Population density: about 168 people per square mile (Census land area 0.5 sq mi).
• Land area rank: Dallas's 0.5 square miles rank 181st of 309 places in South Dakota.
• Within South Dakota: about 0.0% of the state's population lives in Dallas.
• National rank: Dallas is the 18,389th most populous of the 19,457 Census places covered here.
• Growth in South Dakota: Dallas stands 143rd by percentage change from 2020 to 2023, among 309 places.
• State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Dallas's 0.0%.
• Density rank: Dallas places 253rd among South Dakota's places by people per square mile.
• Against the state median: Dallas runs about 168 residents per square mile, where the South Dakota median is 581.
• Location: mapped by the US Census Bureau at 43.2378, -99.5175.
• Nearest larger cities: Gregory (5 mi); Colome (10 mi); Burke (12 mi); Winner (20 mi); Springview (31 mi). Living near a larger metro rarely changes what is available in Dallas.
• Nearest smaller towns: Herrick (19 mi); Burton (23 mi); New Witten (32 mi).
• Smaller neighbours: 5 places smaller than Dallas sit within 50 miles.
• At 100 miles: 80 larger Census places fall inside that radius.

What is available to Dallas borrowers

Dallas is a lightly settled community of about 85 people, with 21 larger places inside a 50-mile radius. What is available to Dallas's 85 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Gregory, SD about 5 miles away.

How personal loans work in Dallas

A Dallas personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 85 residents. The APR tracks your credit score rather than Dallas's rank of 237th in South Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Dallas loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Dallas

Before you hand your details to a lender in Dallas, where the population is near 85:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the South Dakota regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Dallas-specific: the same South Dakota licensing and disclosure rules reach all 85 residents.

Where Dallas sits in South Dakota

Dallas is the 237th-largest of 309 Census places in South Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dallas ranks 143rd of 309 in South Dakota (about the 54th percentile). Its roughly 168 residents per square mile place it 253rd among South Dakota's places. Within 50 miles sit 5 smaller Census places, alongside the 21 that are larger.

The state rulebook for Dallas

When South Dakota does not publish a figure, the row links to the source instead of inventing a number; Dallas is bound by the same rules.