Personal loans in Daingerfield, TX

Daingerfield lost roughly 0.5% of its population across the 2020-to-2023 comparison. Daingerfield, Texas — home to about 2,502 people — is a small community, so the terms you are offered follow Texas law rather than any local rule.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 2,502 residents in Daingerfield, which ranks it 536th of 1,224 places in Texas. The nearest larger city is Pittsburg, TX about 14 miles away. To lend to Daingerfield's 2,502 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Judge Daingerfield offers on total cost, not on how quickly the money arrives.

Daingerfield: the sourced local profile

What follows is Daingerfield's place in the Census record, alongside the Texas rules that govern a personal loan made here.

How Daingerfield compares across Texas

Daingerfield is the 536th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 917th of 1,224 Texas places, putting it near the 25th percentile for growth. Its roughly 1,019 residents per square mile place it 502nd among Texas's places. In land area, Daingerfield ranks 598th among Texas's 1,224 places.

Daingerfield: area, density and distance

Inside Daingerfield's boundaries lie about 2.5 square miles of land, with no significant water area recorded. That land carries about 1,019 people per square mile. Houston, the largest place in Texas, is about 228 miles from Daingerfield. A 50-mile radius around Daingerfield takes in 18 places that are larger. By land area it ranks 598th of 1,224 Texas places.

What is available to Daingerfield borrowers

Daingerfield is a moderately settled community of about 2,502 people, with 18 larger places inside a 50-mile radius. Distance to a branch rarely matters for Daingerfield's 2,502 residents: the application is online and the price follows your credit file. The nearest larger city, Pittsburg, TX about 14 miles away.

The state rulebook for Daingerfield

This table holds the Texas rate and licensing rules for consumer loans made to Daingerfield's 2,502 residents.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.		Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Inside a Daingerfield personal loan

A Daingerfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,502 residents. Federal Truth in Lending rules require a Daingerfield lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Daingerfield loan is knowable in advance — unlike a revolving card balance.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Daingerfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Daingerfield is the same as anywhere in Texas.
What loan size can I expect in Daingerfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Daingerfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Daingerfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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