Personal loans in Crossville, AL

With an estimated 1,838 residents, Crossville is the 202nd-largest of 462 places in Alabama. The next larger city is Collinsville, AL about 8 miles away. When Alabama caps or restricts a product, lenders either change the terms or withdraw it from Crossville as from the rest of the state. Rate-shopping from Crossville costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

What the Census records for Crossville

The figures below are Crossville's own — Census population, land area and coordinates — followed by the Alabama rules.

• Population: a Census-estimated 1,838, 202nd among Alabama's 462 places (Vintage 2023).
• Population trend: A gain of roughly 0.1% between 2020 and 2023.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: with 1,838 residents, Crossville is larger than about 56% of Alabama's Census places.
• Density: roughly 220 residents per square mile, spread over 8.4 sq mi of land.
• By land area: Crossville ranks 172nd among Alabama's 462 places, at 8.4 sq mi.
• State population share: Crossville accounts for about 0.1% of everyone in Alabama.
• National rank: Crossville is 7,936th of 19,457 places nationwide.
• Growth rank: Crossville ranks 237th among Alabama's 462 places for the 2020-to-2023 change.
• Against the state trend: Crossville's 0.1% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Crossville is the 261st most densely settled place in Alabama.
• Density vs Alabama: Crossville's 220 people per square mile compare with a state median of 259.
• Location: it lies at 34.2827, -85.9997 in the Census Gazetteer.
• Nearest larger cities: Collinsville (8 mi); Boaz (11 mi); Albertville (12 mi); Guntersville (16 mi); Rainsville (17 mi). Living near a larger metro rarely changes what is available in Crossville.
• Nearest smaller towns: Geraldine (5 mi); Lakeview (8 mi); Sardis City (10 mi).
• Smaller neighbours: 58 places smaller than Crossville sit within 50 miles.
• Within 100 miles: 183 places are larger than Crossville.

How Alabama law applies in Crossville

The rows below set out what a licensed lender must follow in Alabama, and so for Crossville's roughly 1,838 residents.

How personal loans work in Crossville

Crossville is a small community of about 1,838 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Crossville's rank of 202nd in Alabama: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Crossville loan is knowable in advance — unlike a revolving card balance.

Crossville: area, density and distance

Inside Crossville's boundaries lie about 8.4 square miles of land, with no significant water area recorded. The resulting density is about 220 people per square mile. Huntsville, the largest place in Alabama, is about 48 miles from Crossville. Counting outward 50 miles, 42 larger communities surround Crossville. By land area it ranks 172nd of 462 Alabama places.

Lender access in Crossville

At roughly 220 people per square mile, Crossville is lightly settled; 42 larger places lie within 50 miles. Whether Crossville has a local branch or not, a Alabama-licensed lender can serve its 1,838 people online on the same terms. The nearest bigger place is Collinsville, AL about 8 miles away.

Where Crossville sits in Alabama

Against Alabama's other places, Crossville accounts for about 0.1% of the state's population and ranks 202nd of 462 by size. For population change between 2020 and 2023, Crossville ranks 237th of 462 in Alabama (about the 49th percentile). At about 220 people per square mile, Crossville is the 261st most densely settled place in Alabama. In land area, Crossville ranks 172nd among Alabama's 462 places.