Personal loans in Cross City, FL

Cross City by the numbers

Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.

• Population: 1,790 residents; Cross City is the 299th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
• Population trend: Up about 5.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 100 more people than the 2020 Census counted.
• Size percentile: roughly 27% of Florida places rank below Cross City.
• Population density: about 970 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Cross City's 1.8 square miles rank 306th of 411 places in Florida.
• State population share: Cross City accounts for about 0.0% of everyone in Florida.
• National standing: Cross City ranks 8,034th of 19,457 US places.
• Growth rank: Cross City's 2020-to-2023 change ranks 105th of 411 places in Florida.
• Against the state trend: Cross City's 5.9% change compares with a Florida average of +5.5% across its 411 places.
• Density rank: Cross City is the 269th most densely settled place in Florida.
• Against the state median: Cross City runs about 970 residents per square mile, where the Florida median is 1,608.
• Location: it lies at 29.6386, -83.1248 in the Census Gazetteer.
• Nearest larger cities: Chiefland (19 mi); Trenton (19 mi); Newberry (32 mi); High Springs (34 mi); Alachua (40 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Fanning Springs (12 mi); Horseshoe Beach (17 mi); Bell (18 mi).
• Within a 50-mile radius: 13 smaller Census places.
• At 100 miles: 43 larger Census places fall inside that radius.

Which Florida laws govern a loan in Cross City

These are Florida's sourced lending facts as they reach Cross City's 1,790 residents; the state has no city-level rate rule.

Cross City in state context

Set beside Florida's 411 places, Cross City ranks 299th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 105th of 411 Florida places, putting it near the 74th percentile for growth. By density, at about 970 people per square mile, it ranks 269th in Florida. In land area, Cross City ranks 306th among Florida's 411 places.

How lenders reach Cross City

Cross City is moderately settled, with about 970 people per square mile and 10 larger places within 50 miles. Lenders licensed in Florida reach Cross City's 1,790 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Chiefland, FL about 19 miles away.

Where Cross City sits

The Census Gazetteer records about 1.8 square miles of land within Cross City, with no significant water area listed. Spread across it are roughly 970 residents per square mile. Jacksonville, the largest place in Florida, is about 100 miles from Cross City. Counting outward 50 miles, 10 larger communities surround Cross City. Within the same 50 miles lie 13 smaller Census places.

What a Cross City borrower is actually offered

In Cross City, a small community of about 1,790, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cross City's 1,790 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Cross City decides the split between a comfortable payment and the total interest you pay.