Personal loans in Crosby, ND

For a community of about 1,036, the practical step is to compare APR across at least three lenders before committing. Crosby is one of 355 Census places in North Dakota; its 1,036 residents put it at 49th. To lend to Crosby's 1,036 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 3.0%. The nearest larger metro is Tioga, ND about 39 miles away.

Borrowing in Crosby: the local picture

Two layers matter for a Crosby borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: a Census-estimated 1,036, 49th among North Dakota's 355 places (Vintage 2023).
• Population trend: A decline of about 3.0% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 32 residents.
• Size percentile: roughly 86% of North Dakota places rank below Crosby.
• Land and density: 1.4 square miles of land carry roughly 735 residents per square mile.
• By land area: Crosby ranks 71st among North Dakota's 355 places, at 1.4 sq mi.
• Share of North Dakota: Crosby holds about 0.2% of the state's population, some 1,036 people.
• National rank: Crosby is the 10,075th most populous of the 19,457 Census places covered here.
• Growth in North Dakota: Crosby stands 252nd by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Crosby's 3.0% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Crosby places 86th among North Dakota's places by people per square mile.
• Density in context: Crosby's 735 people per square mile sit against a North Dakota median of 352.
• Location: the Census Gazetteer records it at 48.9162, -103.2966.
• Nearest larger cities: Tioga (39 mi); Williston (53 mi); Plentywood (58 mi); Stanley (58 mi); New Town (74 mi). Living near a larger metro rarely changes what is available in Crosby.
• Smaller places nearby: Ambrose (9 mi); Noonan (13 mi); Wildrose (20 mi).
• Smaller places within 50 miles: 17 of them.
• Larger places within 100 miles: 8.

Which North Dakota laws govern a loan in Crosby

This table holds the North Dakota rate and licensing rules for consumer loans made to Crosby's 1,036 residents.

Steps to take before a Crosby loan

These steps shape the offer you get in Crosby, a place of about 1,036 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the North Dakota licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Crosby and the rest of North Dakota is not the process but the borrower's own file, among the 1,036 people here.

How lenders reach Crosby

With about 735 residents per square mile, Crosby is moderately settled, and 1 larger Census places sit within 50 miles. A North Dakota licence lets a lender serve Crosby without a local office, so branch density does not change what its 1,036 residents are offered. For a larger market, the closest option is Tioga, ND about 39 miles away.

Crosby's place among North Dakota's 355 places

Among North Dakota's 355 places, Crosby sits at 49th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 252nd of 355 North Dakota places, putting it near the 29th percentile for growth. At about 735 people per square mile, Crosby is the 86th most densely settled place in North Dakota. Between 2020 and 2023 the count changed by roughly 32 residents.

The geography behind Crosby

Inside Crosby's boundaries lie about 1.4 square miles of land, with no significant water area recorded. With 1,036 residents, the land area yields roughly 735 people per square mile. The state's population centre of gravity, Fargo, is roughly 331 miles away. Within 50 miles of Crosby there are 1 larger Census places. Within the same 50 miles lie 17 smaller Census places.