Personal loans in Cromwell, IN
The first question in Cromwell is not the rate on offer but whether the payment fits; about 481 people live here under Indiana lending law. Cromwell lost roughly 0.6% of its population across the 2020-to-2023 comparison.
At about 481 residents, Cromwell is larger than roughly 26% of the places in Indiana. Judge Cromwell offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Cromwell's 481 residents follows from the Indiana consumer-lending framework. The next larger city is Ligonier, IN about 4 miles away.
Local context for Cromwell
Here is the sourced Census picture for Cromwell, plus the Indiana lending rules that apply to a loan taken out here.
- Population: about 481, ranked 416th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 481 residents, Cromwell is larger than about 26% of Indiana's Census places.
- Density: roughly 1,453 residents per square mile, spread over 0.3 sq mi of land.
- Land area: Cromwell covers 0.3 square miles, the 443rd-largest area among Indiana's 565 places.
- Share of state population: Cromwell's 481 residents are about 0.0% of Indiana.
- National rank: Cromwell sits 13,326th by population among the 19,457 places in this dataset.
- Growth rank: Cromwell ranks 384th among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Cromwell moved 0.6%.
- Density rank: Cromwell is the 256th most densely settled place in Indiana.
- Density in context: Cromwell's 1,453 people per square mile sit against a Indiana median of 1,375.
- Location: 41.4034, -85.6138 (US Census Bureau Gazetteer).
- Nearest larger cities: Ligonier (4 mi); North Webster (7 mi); Syracuse (7 mi); Millersburg (10 mi); Topeka (10 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Larwill (15 mi); Sidney (22 mi); Claypool (23 mi).
- Smaller places within 50 miles: 23 of them.
- At 100 miles: 375 larger Census places fall inside that radius.
How personal loans work in Cromwell
Most loans made to Cromwell's 481 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Cromwell loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Cromwell loan is knowable in advance — unlike a revolving card balance.
The geography behind Cromwell
The Census Gazetteer records about 0.3 square miles of land within Cromwell, with no significant water area listed. That land carries about 1,453 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 33 miles. A 50-mile radius around Cromwell takes in 90 places that are larger. By land area it ranks 443rd of 565 Indiana places.
Cromwell's place among Indiana's 565 places
Cromwell is the 416th-largest of 565 Census places in Indiana and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cromwell stands 384th among Indiana's 565 places — roughly the 32th percentile. By density, at about 1,453 people per square mile, it ranks 256th in Indiana. By land area, its 0.3 square miles rank 443rd of 565 places in Indiana.
What Indiana law requires in Cromwell
For the roughly 481 residents of Cromwell, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
Getting a loan in Cromwell
Cromwell is moderately settled, with about 1,453 people per square mile and 90 larger places within 50 miles. Distance to a branch rarely matters for Cromwell's 481 residents: the application is online and the price follows your credit file. The nearest larger city, Ligonier, IN about 4 miles away.
Common questions
What are my options in Cromwell if my credit is poor?
What loan size can I expect in Cromwell?
Do I have to pledge anything to borrow in Cromwell?
Does comparing loans in Cromwell cost me credit score points?
Nearby places
- Ligonier, IN — population 4,608
- North Webster, IN — population 994
- Syracuse, IN — population 3,217
- Millersburg, IN — population 948
- Topeka, IN — population 1,223
- Albion, IN — population 2,222
- Pierceton, IN — population 925
- Larwill, IN — population 272