Personal loans in Crestview Hills, KY
Two households in Crestview Hills with comparable incomes can still be offered different rates; the city's 3,227 residents are not the reason. By population, Crestview Hills sits at 101st in Kentucky, with an estimated 3,227 residents. Census figures put the 2020-to-2023 decrease in Crestview Hills at about 0.4%. For a community of about 3,227, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Edgewood, KY about 1 miles away. A single loan can carry different costs on either side of a state line, and Crestview Hills sits on the Kentucky side of that line.
Borrowing in Crestview Hills: the local picture
Set out below is Crestview Hills's local context next to the state-level rules that reach every lender here.
- Population: about 3,227, ranked 101st of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.4% below the 2020 Census base.
- Absolute change: 14 residents lost between 2020 and 2023.
- Size percentile: roughly 76% of Kentucky's places have fewer residents than Crestview Hills's 3,227.
- Population density: about 1,699 people per square mile (Census land area 1.9 sq mi).
- By land area: Crestview Hills ranks 168th among Kentucky's 416 places, at 1.9 sq mi.
- Water area rank: Crestview Hills ranks 122nd among Kentucky's 416 places, with 0.03 sq mi.
- State share: roughly 0.2% of Kentucky's residents live in Crestview Hills (3,227 people).
- National rank: Crestview Hills is the 6,044th most populous of the 19,457 Census places covered here.
- Growth in Kentucky: Crestview Hills stands 191st by percentage change from 2020 to 2023, among 416 places.
- Versus Kentucky: the state average change is -0.2%, while Crestview Hills moved 0.4%.
- Density rank: Crestview Hills is the 129th most densely settled place in Kentucky.
- Density vs Kentucky: Crestview Hills's 1,699 people per square mile compare with a state median of 1,045.
- Location: the Census Gazetteer records it at 39.0243, -84.5699.
- Nearest larger cities: Edgewood (1 mi); Fort Mitchell (2 mi); Erlanger (2 mi); Crescent Springs (2 mi); Fort Wright (2 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Lakeside Park (1 mi); Kenton Vale (3 mi); Park Hills (4 mi).
- Within a 50-mile radius: 108 smaller Census places.
- Within 100 miles: 188 places are larger than Crestview Hills.
Crestview Hills: area, density and distance
Inside Crestview Hills's boundaries lie roughly 1.9 square miles of land and 0.03 square miles of water. The resulting density is about 1,699 people per square mile. For the state's biggest city, Lexington-Fayette, the distance is roughly 68 miles. Counting outward 50 miles, 81 larger communities surround Crestview Hills. The 100-mile radius contains 188 larger places.
How personal loans work in Crestview Hills
A Crestview Hills personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,227 residents. Because pricing is borrower-level, two people in Crestview Hills can be quoted different APRs on the same amount and term. The term you choose in Crestview Hills decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Crestview Hills
At roughly 1,699 people per square mile, Crestview Hills is moderately settled; 81 larger places lie within 50 miles. Whether Crestview Hills has a local branch or not, a Kentucky-licensed lender can serve its 3,227 people online on the same terms. The nearest bigger place is Edgewood, KY about 1 miles away.
Where Crestview Hills sits in Kentucky
Within Kentucky, Crestview Hills holds roughly 0.2% of all residents, the 101st-largest share among 416 places. On the 2020-to-2023 trend, Crestview Hills stands 191st among Kentucky's 416 places — roughly the 54th percentile. By density, at about 1,699 people per square mile, it ranks 129th in Kentucky. Within 50 miles sit 108 smaller Census places, alongside the 81 that are larger.
Kentucky rules behind a Crestview Hills personal loan
When Kentucky does not publish a figure, the row links to the source instead of inventing a number; Crestview Hills is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Lakeside Park, KY — population 2,815
- Edgewood, KY — population 8,398
- Fort Mitchell, KY — population 8,639
- Crescent Springs, KY — population 4,550
- Erlanger, KY — population 19,777
- Fort Wright, KY — population 6,061
- Elsmere, KY — population 9,147
- Villa Hills, KY — population 7,537