Personal loans in Creola, LA

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Creola's 257 residents. Creola is home to roughly 257 people and stands 250th by size out of 302 Census places in Louisiana. For a community of about 257, the practical step is to compare APR across at least three lenders before committing. A 2020-to-2023 comparison shows Creola up by about 5.3%. A larger market lies at Ball, LA about 4 miles away.

Creola by the numbers

The figures below are Creola's own — Census population, land area and coordinates — followed by the Louisiana rules.

• Population: about 257, ranked 250th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 5.3% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 13 residents.
• Size percentile: roughly 17% of Louisiana places rank below Creola.
• Population density: about 627 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Creola ranks 299th among Louisiana's 302 places, at 0.4 sq mi.
• Share of state population: Creola's 257 residents are about 0.0% of Louisiana.
• National rank: Creola is 15,657th of 19,457 places nationwide.
• Growth rank: Creola ranks 15th among Louisiana's 302 places for the 2020-to-2023 change.
• Versus Louisiana: the state average change is -2.1%, while Creola moved 5.3%.
• Density rank: Creola is the 132nd most densely settled place in Louisiana.
• Density in context: Creola's 627 people per square mile sit against a Louisiana median of 534.
• Location: 31.4269 / -92.4810, per the US Census Bureau Gazetteer.
• Nearest larger cities: Ball (4 mi); Pollock (5 mi); Pineville (7 mi); Alexandria (9 mi); Dry Prong (11 mi). Online lenders reach Creola no matter how far the nearest branch is.
• Smaller towns nearby: Atlanta (30 mi); McNary (31 mi); Evergreen (40 mi).
• Smaller neighbours: 6 places smaller than Creola sit within 50 miles.
• Larger places within 100 miles: 177.

Which Louisiana laws govern a loan in Creola

These are Louisiana's sourced lending facts as they reach Creola's 257 residents; the state has no city-level rate rule.

Creola's place among Louisiana's 302 places

Within Louisiana, Creola holds roughly 0.0% of all residents, the 250th-largest share among 302 places. Its 2020-to-2023 change ranks 15th of 302 Louisiana places, putting it near the 95th percentile for growth. By density, at about 627 people per square mile, it ranks 132nd in Louisiana. By land area, its 0.4 square miles rank 299th of 302 places in Louisiana.

A practical checklist for Creola borrowers

A sensible order of operations for a loan in Creola, home to about 257 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Louisiana regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Louisiana; what changes is your credit file, not the fact that Creola holds 257 people.

How lenders reach Creola

Creola is moderately settled, with about 627 people per square mile and 41 larger places within 50 miles. Distance to a branch rarely matters for Creola's 257 residents: the application is online and the price follows your credit file. The nearest larger city, Ball, LA about 4 miles away.

Where Creola sits

Creola covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 257 residents, the land area yields roughly 627 people per square mile. New Orleans, the largest place in Louisiana, is about 179 miles from Creola. Counting outward 50 miles, 41 larger communities surround Creola. By land area it ranks 299th of 302 Louisiana places.