Personal loans in Crawfordsville, IN

Population in Crawfordsville climbed about 1.6% over the three years from 2020 to 2023. Crawfordsville counts about 16,577 people, and what is genuinely local about borrowing here is limited — Indiana law does the governing. Roughly 16,577 residents live in Crawfordsville, the 54th-largest community in Indiana. The closest larger city is Lebanon, IN about 24 miles away. To lend to Crawfordsville's 16,577 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. Rate-shopping from Crawfordsville costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Crawfordsville: population, trend and location

The figures below are Crawfordsville's own — Census population, land area and coordinates — followed by the Indiana rules.

Borrowing reach in Crawfordsville

With about 1,619 residents per square mile, Crawfordsville is moderately settled, and 14 larger Census places sit within 50 miles. What is available to Crawfordsville's 16,577 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lebanon, IN about 24 miles away.

What a Crawfordsville borrower is actually offered

Crawfordsville is a small town of about 16,577 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Crawfordsville's 16,577 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Crawfordsville loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Crawfordsville

For the roughly 16,577 residents of Crawfordsville, the rules below are Indiana's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorIndiana Department of Financial Institutions (DFI), Consumer Credit Division
Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".
Indiana Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted.
Indiana General Assembly (Indiana Code)
as of 2026-09-16
Payday lending statusPermitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above)
Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal".
Indiana Department of Financial Institutions
as of 2026-09-16

The Crawfordsville borrowing checklist

These steps shape the offer you get in Crawfordsville, a place of about 16,577 people:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Test your amount and term in the personal loan calculator first.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Make sure the lender appears in the Indiana regulator's licence list.
  5. Read the disclosure for an origination fee and any prepayment penalty before signing.
  6. Make sure the new payment leaves room in a budget you already keep.
  7. Pick the shortest term whose payment you can comfortably afford.

In Crawfordsville as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 16,577 residents.

Where Crawfordsville sits in Indiana

Against Indiana's other places, Crawfordsville accounts for about 0.4% of the state's population and ranks 54th of 565 by size. For population change between 2020 and 2023, Crawfordsville ranks 128th of 565 in Indiana (about the 77th percentile). At about 1,619 people per square mile, Crawfordsville is the 199th most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 257 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crawfordsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crawfordsville is the same as anywhere in Indiana.
What loan size can I expect in Crawfordsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crawfordsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crawfordsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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