Personal loans in Crane, TX

The Crane data picture

Crane is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 3,362 residents; Crane is the 465th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.3% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 114 residents.
• Size percentile: roughly 62% of Texas's places have fewer residents than Crane's 3,362.
• Population density: about 3,190 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Crane's 1.1 square miles rank 991st of 1,224 places in Texas.
• State population share: Crane accounts for about 0.0% of everyone in Texas.
• National standing: Crane ranks 5,939th of 19,457 US places.
• Growth rank: Crane ranks 1,115th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Crane moved 3.3%.
• Density rank: Crane places 70th among Texas's places by people per square mile.
• Density in context: Crane's 3,190 people per square mile sit against a Texas median of 840.
• Location: coordinates 31.3918, -102.3503 (US Census Bureau Gazetteer).
• Nearest larger cities: Odessa (34 mi); Midland (46 mi); Fort Stockton (47 mi); Monahans (47 mi); Kermit (54 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: McCamey (19 mi); Rankin (27 mi); Grandfalls (30 mi).
• Smaller neighbours: 8 places smaller than Crane sit within 50 miles.
• At 100 miles: 10 larger Census places fall inside that radius.

The Crane borrowing checklist

Complete these steps first when you borrow in Crane (3,362 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Crane as elsewhere in Texas, the written terms — not the advertisement — are what count for its 3,362 residents.

Crane on the map

Crane's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 3,190 people per square mile. Houston, the largest place in Texas, is about 429 miles from Crane. Within 50 miles of Crane there are 4 larger Census places. The 100-mile radius contains 10 larger places.

Texas consumer-lending rules applied in Crane

For the roughly 3,362 residents of Crane, the rules below are Texas's own; each row carries its publisher and retrieval date.

Lender access in Crane

Crane is a fairly dense community of about 3,362 people, with 4 larger places inside a 50-mile radius. What is available to Crane's 3,362 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Odessa, TX about 34 miles away.

Inside a Crane personal loan

Most loans made to Crane's 3,362 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crane. Shortening the term on a Crane loan raises the monthly payment but cuts the interest; lengthening it does the reverse.