Personal loans in Crandon, WI
An estimated 1,703 people make their home in Crandon, a figure that ranks 280th in Wisconsin. The first question in Crandon is not the rate on offer but whether the payment fits; about 1,703 people live here under Wisconsin lending law.
Crandon shed about 0.9% of its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Crandon loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Crandon's 1,703 residents. A larger market lies at Rhinelander, WI about 26 miles away.
Borrowing in Crandon: the local picture
Here is the sourced Census picture for Crandon, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: a Census-estimated 1,703, 280th among Wisconsin's 605 places (Vintage 2023).
- Population trend: Lower by roughly 0.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 15 residents.
- Size percentile: roughly 54% of Wisconsin places rank below Crandon.
- Density: roughly 326 residents per square mile, spread over 5.2 sq mi of land.
- By land area: Crandon ranks 140th among Wisconsin's 605 places, at 5.2 sq mi.
- Water: Crandon holds about 0.97 square miles, the 40th-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Crandon.
- National rank: Crandon is 8,231st of 19,457 places nationwide.
- Growth in Wisconsin: Crandon stands 380th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Crandon's 0.9%.
- Density rank: Crandon is the 505th most densely settled place in Wisconsin.
- Density in context: Crandon's 326 people per square mile sit against a Wisconsin median of 800.
- Location: the Census Gazetteer records it at 45.5678, -88.8955.
- Nearest larger cities: Rhinelander (26 mi); Antigo (32 mi); Iron River (39 mi); Tomahawk (40 mi); Kingsford (42 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: White Lake (29 mi); Eagle River (30 mi); Gaastra (37 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 15 of them.
- Larger places within 100 miles: 71.
Crandon in state context
Among Wisconsin's 605 places, Crandon sits at 280th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Crandon ranks 380th of 605 in Wisconsin (about the 37th percentile). By density, at about 326 people per square mile, it ranks 505th in Wisconsin. Within 50 miles sit 15 smaller Census places, alongside the 8 that are larger.
A pre-application checklist for Crandon
These steps shape the offer you get in Crandon, a place of about 1,703 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Crandon-specific: the same Wisconsin licensing and disclosure rules reach all 1,703 residents.
What a Crandon borrower is actually offered
Most loans made to Crandon's 1,703 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Crandon's rank of 280th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Crandon loan is knowable in advance — unlike a revolving card balance.
The Wisconsin lending rules that reach Crandon
This table holds the Wisconsin rate and licensing rules for consumer loans made to Crandon's 1,703 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The geography behind Crandon
Inside Crandon's boundaries lie roughly 5.2 square miles of land and 0.97 square miles of water. The resulting density is about 326 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 179 miles. Counting outward 50 miles, 8 larger communities surround Crandon. Within the same 50 miles lie 15 smaller Census places.
Common questions
What are my options in Crandon if my credit is poor?
What loan size can I expect in Crandon?
Do I have to pledge anything to borrow in Crandon?
Does comparing loans in Crandon cost me credit score points?
Nearby places
- White Lake, WI — population 263
- Antigo, WI — population 7,974
- Eagle River, WI — population 1,617
- Rhinelander, WI — population 8,185
- Caspian, MI — population 818
- Gaastra, MI — population 320
- Mattoon, WI — population 358
- Iron River, MI — population 3,032