Personal loans in Cottondale, FL

Cottondale: population, trend and location

Most of what governs a Cottondale loan is written in Florida law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 868 residents in Cottondale (Vintage 2023 subcounty estimate), the 339th-largest figure among Florida's 411 places.
• Population trend: A gain of roughly 2.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 21 residents.
• Size percentile: about 18% of Florida's Census places are smaller than Cottondale.
• Density: roughly 266 residents per square mile, spread over 3.3 sq mi of land.
• Land area rank: Cottondale's 3.3 square miles rank 248th of 411 places in Florida.
• Water: Cottondale holds about 0.14 square miles, the 254th-largest water area in Florida.
• State population share: Cottondale accounts for about 0.0% of everyone in Florida.
• Nationally: Cottondale is the 10,835th-largest of 19,457 Census places in the dataset.
• Growth rank: Cottondale's 2020-to-2023 change ranks 225th of 411 places in Florida.
• Against the state trend: Cottondale's 2.5% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: Cottondale ranks 374th by people per square mile.
• Density vs Florida: Cottondale's 266 people per square mile compare with a state median of 1,608.
• Location: coordinates 30.7897, -85.3660 (US Census Bureau Gazetteer).
• Nearest larger cities: Marianna (7 mi); Chipley (10 mi); Graceville (15 mi); Malone (17 mi); Cottonwood (19 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Alford (7 mi); Jacob City (7 mi); Campbellton (12 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 30 smaller Census places.
• Larger places within 100 miles: 91.

Florida consumer-lending rules applied in Cottondale

Florida has no separate rate rule for Cottondale; the sourced rows below are what reach every lender that serves its 868 people.

What is available to Cottondale borrowers

At roughly 266 people per square mile, Cottondale is lightly settled; 45 larger places lie within 50 miles. Whether Cottondale has a local branch or not, a Florida-licensed lender can serve its 868 people online on the same terms. The nearest larger city, Marianna, FL about 7 miles away.

Cottondale in state context

Cottondale is the 339th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cottondale stands 225th among Florida's 411 places — roughly the 45th percentile. At about 266 people per square mile, Cottondale is the 374th most densely settled place in Florida. Within 50 miles sit 30 smaller Census places, alongside the 45 that are larger.

Where Cottondale sits

The Census Gazetteer records 3.3 square miles of land and 0.14 square miles of water within Cottondale. With 868 residents, the land area yields roughly 266 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 223 miles away. Within 50 miles of Cottondale there are 45 larger Census places. The 100-mile radius contains 91 larger places.

What a Cottondale borrower is actually offered

With roughly 868 residents, Cottondale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Cottondale's 868 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Cottondale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.