Personal loans in Coshocton, OH

For a community of about 11,091, the practical step is to compare APR across at least three lenders before committing. Roughly 11,091 residents live in Coshocton, the 160th-largest community in Ohio. Consumer lending that reaches Coshocton's 11,091 residents is governed by Ohio statute; no city ordinance changes it. Population in Coshocton climbed about 0.3% over the three years from 2020 to 2023. The nearest larger metro is Zanesville, OH about 23 miles away.

What the Census records for Coshocton

Here is the sourced Census picture for Coshocton, plus the Ohio lending rules that apply to a loan taken out here.

• Population: about 11,091 people live here, which puts Coshocton 160th of 924 Census places in Ohio (Vintage 2023).
• Population trend: Higher by roughly 0.3% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 38 residents.
• Size percentile: with 11,091 residents, Coshocton is larger than about 83% of Ohio's Census places.
• Land and density: 8.0 square miles of land carry roughly 1,386 residents per square mile.
• Land area rank: Coshocton's 8.0 square miles rank 135th of 924 places in Ohio.
• Water: Coshocton holds about 0.17 square miles, the 90th-largest water area in Ohio.
• Within Ohio: about 0.1% of the state's population lives in Coshocton.
• National rank: Coshocton sits 2,923rd by population among the 19,457 places in this dataset.
• Growth rank: Coshocton's 2020-to-2023 change ranks 210th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Coshocton's 0.3%.
• Density rank: Coshocton is the 416th most densely settled place in Ohio.
• Density in context: Coshocton's 1,386 people per square mile sit against a Ohio median of 1,289.
• Location: 40.2618, -81.8473 (Census Gazetteer coordinates).
• Nearest larger cities: Zanesville (23 mi); New Philadelphia (26 mi); Dover (27 mi); Newark (33 mi); Mount Vernon (34 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: West Lafayette (5 mi); Conesville (6 mi); Plainfield (8 mi).
• Smaller places within 50 miles: 146 of them.
• Larger places within 100 miles: 115.

Where Coshocton sits

The Census Gazetteer records 8.0 square miles of land and 0.17 square miles of water within Coshocton. That land carries about 1,386 people per square mile. For the state's biggest city, Columbus, the distance is roughly 63 miles. Counting outward 50 miles, 12 larger communities surround Coshocton. The 100-mile radius contains 115 larger places.

What Ohio law requires in Coshocton

This table holds the Ohio rate and licensing rules for consumer loans made to Coshocton's 11,091 residents.

Coshocton against the rest of Ohio

Coshocton is the 160th-largest of 924 Census places in Ohio and contains about 0.1% of the state's people. For population change between 2020 and 2023, Coshocton ranks 210th of 924 in Ohio (about the 77th percentile). By density, at about 1,386 people per square mile, it ranks 416th in Ohio. By land area, its 8.0 square miles rank 135th of 924 places in Ohio.

What to do before borrowing in Coshocton

These steps shape the offer you get in Coshocton, a place of about 11,091 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Coshocton-specific: the same Ohio licensing and disclosure rules reach all 11,091 residents.

Getting a loan in Coshocton

Coshocton is moderately settled, with about 1,386 people per square mile and 12 larger places within 50 miles. A Ohio licence lets a lender serve Coshocton without a local office, so branch density does not change what its 11,091 residents are offered. For a larger market, the closest option is Zanesville, OH about 23 miles away.