Personal loans in Coral Gables, FL

From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. Judge Coral Gables offers on total cost, not on how quickly the money arrives. A larger market lies at Miami, FL about 7 miles away. State law, not city hall, decides what a lender may do to Coral Gables's roughly 48,353 residents, and a state regulator supervises it.

The Coral Gables data picture

Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.

• Population: about 48,353, ranked 64th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.8% below the 2020 Census base.
• Absolute change: 886 residents lost between 2020 and 2023.
• Size percentile: roughly 84% of Florida's places have fewer residents than Coral Gables's 48,353.
• Population density: 3,740 people per square mile on 12.9 square miles of land.
• By land area: Coral Gables ranks 101st among Florida's 411 places, at 12.9 sq mi.
• Water: Coral Gables holds about 24.38 square miles, the 4th-largest water area in Florida.
• Share of state population: Coral Gables's 48,353 residents are about 0.4% of Florida.
• National standing: Coral Gables ranks 825th of 19,457 US places.
• Growth rank: Coral Gables ranks 372nd among Florida's 411 places for the 2020-to-2023 change.
• State comparison: Florida's places average +5.5% for 2020-to-2023, against Coral Gables's 1.8%.
• Density rank: Coral Gables is the 92nd most densely settled place in Florida.
• Density in context: Coral Gables's 3,740 people per square mile sit against a Florida median of 1,608.
• Location: mapped by the US Census Bureau at 25.6831, -80.2617.
• Nearest larger cities: Miami (7 mi); Doral (11 mi); Miami Beach (11 mi); Hialeah (13 mi); North Miami (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: South Miami (3 mi); Pinecrest (3 mi); Palmetto Bay (6 mi).
• Within a 50-mile radius: 42 smaller Census places.
• Larger places within 100 miles: 29.

Coral Gables's place among Florida's 411 places

Against Florida's other places, Coral Gables accounts for about 0.4% of the state's population and ranks 64th of 411 by size. On the 2020-to-2023 trend, Coral Gables stands 372nd among Florida's 411 places — roughly the 9th percentile. Its roughly 3,740 residents per square mile place it 92nd among Florida's places. Between 2020 and 2023 the count changed by roughly 886 residents.

How Florida law applies in Coral Gables

The rows below set out what a licensed lender must follow in Florida, and so for Coral Gables's roughly 48,353 residents.

Land, water and location for Coral Gables

Inside Coral Gables's boundaries lie roughly 12.9 square miles of land and 24.38 square miles of water. Spread across it are roughly 3,740 residents per square mile. Jacksonville, the largest place in Florida, is about 333 miles from Coral Gables. Within 50 miles of Coral Gables there are 23 larger Census places. By land area it ranks 101st of 411 Florida places.

What is available to Coral Gables borrowers

At roughly 3,740 people per square mile, Coral Gables is fairly dense; 23 larger places lie within 50 miles. Distance to a branch rarely matters for Coral Gables's 48,353 residents: the application is online and the price follows your credit file. The nearest bigger place is Miami, FL about 7 miles away.

What a Coral Gables borrower is actually offered

Coral Gables is a smaller city of about 48,353 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Coral Gables's rank of 64th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Coral Gables loan is knowable in advance — unlike a revolving card balance.