Personal loans in Cooter, MO
The roughly 322 people who live in Cooter borrow under Missouri rules; city hall sets no personal-loan rate. Judge Cooter offers on total cost, not on how quickly the money arrives.
Roughly 322 residents live in Cooter, the 554th-largest community in Missouri. Consumer lending that reaches Cooter's 322 residents is governed by Missouri statute; no city ordinance changes it. Cooter lost roughly 7.2% of its population across the 2020-to-2023 comparison. The closest larger place is Steele, MO about 4 miles away.
Local context for Cooter
Cooter is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 322 residents, 554th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 7.2% since the 2020 count.
- Absolute change: 25 residents lost between 2020 and 2023.
- Size percentile: Cooter's 322 people outrank roughly 41% of the places in Missouri.
- Land and density: 0.3 square miles of land carry roughly 1,092 residents per square mile.
- By land area: Cooter ranks 711th among Missouri's 937 places, at 0.3 sq mi.
- Share of Missouri: Cooter holds about 0.0% of the state's population, some 322 people.
- Nationally: Cooter is the 14,863rd-largest of 19,457 Census places in the dataset.
- Growth rank: Cooter ranks 931st among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Cooter's 7.2% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Cooter is the 258th most densely settled place in Missouri.
- Density vs Missouri: Cooter's 1,092 people per square mile compare with a state median of 743.
- Location: it lies at 36.0467, -89.8092 in the Census Gazetteer.
- Nearest larger cities: Steele (4 mi); Blytheville (9 mi); Gosnell (11 mi); Caruthersville (12 mi); Hayti Heights (13 mi). Living near a larger metro rarely changes what is available in Cooter.
- Nearest smaller towns: Holland (4 mi); Rives (12 mi); Pascola (15 mi).
- Within a 50-mile radius: 31 smaller Census places.
- Larger places within 100 miles: 242.
Cooter on the map
The Census Gazetteer records about 0.3 square miles of land within Cooter, with no significant water area listed. With 322 residents, the land area yields roughly 1,092 people per square mile. The largest place in Missouri, Kansas City, lies about 336 miles away. Within 50 miles of Cooter there are 78 larger Census places. By land area it ranks 711th of 937 Missouri places.
The state rulebook for Cooter
Read the table as a lender's compliance picture for Cooter: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
How a Cooter personal loan is priced
A Cooter personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 322 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cooter. The term you choose in Cooter decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Cooter
With about 1,092 residents per square mile, Cooter is moderately settled, and 78 larger Census places sit within 50 miles. A Missouri licence lets a lender serve Cooter without a local office, so branch density does not change what its 322 residents are offered. The nearest bigger place is Steele, MO about 4 miles away.
Cooter against the rest of Missouri
Set beside Missouri's 937 places, Cooter ranks 554th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 931st of 937 Missouri places, putting it near the 1th percentile for growth. By density, at about 1,092 people per square mile, it ranks 258th in Missouri. The population moved by about 25 people between 2020 and 2023, a 7.2% shift.
Common questions
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Nearby places
- Holland, MO — population 181
- Steele, MO — population 1,720
- Blytheville, AR — population 12,594
- Gosnell, AR — population 2,733
- Hayti Heights, MO — population 479
- Caruthersville, MO — population 5,228
- Hayti, MO — population 2,310
- Rives, MO — population 41