Personal loans in Cooperstown, ND

Cooperstown: population, trend and location

Two layers matter for a Cooperstown borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: 961 — Cooperstown ranks 54th of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: About 2.2% below the 2020 Census base.
• People gained or lost: about 22 fewer since the 2020 base.
• Size percentile: with 961 residents, Cooperstown is larger than about 85% of North Dakota's Census places.
• Density: the Census land area of 1.0 sq mi holds about 955 people per square mile.
• By land area: Cooperstown ranks 109th among North Dakota's 355 places, at 1.0 sq mi.
• Share of North Dakota: Cooperstown holds about 0.2% of the state's population, some 961 people.
• National rank: Cooperstown sits 10,389th by population among the 19,457 places in this dataset.
• Growth in North Dakota: Cooperstown stands 197th by percentage change from 2020 to 2023, among 355 places.
• Versus North Dakota: the state average change is -1.2%, while Cooperstown moved 2.2%.
• Density rank: Cooperstown is the 58th most densely settled place in North Dakota.
• Against the state median: Cooperstown runs about 955 residents per square mile, where the North Dakota median is 352.
• Location: 47.4449 / -98.1256, per the US Census Bureau Gazetteer.
• Nearest larger cities: Valley City (37 mi); Mayville (38 mi); Larimore (40 mi); Jamestown (46 mi); Carrington (47 mi). Larger metros often have more branches, but online lenders reach Cooperstown on the same terms.
• Smaller towns nearby: Hannaford (10 mi); Binford (13 mi); Finley (14 mi).
• Smaller neighbours: 47 places smaller than Cooperstown sit within 50 miles.
• Within 100 miles: 34 places are larger than Cooperstown.

A pre-application checklist for Cooperstown

For Cooperstown's roughly 961 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Cooperstown and the rest of North Dakota is not the process but the borrower's own file, among the 961 people here.

The state rulebook for Cooperstown

North Dakota has no separate rate rule for Cooperstown; the sourced rows below are what reach every lender that serves its 961 people.

The geography behind Cooperstown

Cooperstown's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 955 residents per square mile. The state's population centre of gravity, Fargo, is roughly 73 miles away. A 50-mile radius around Cooperstown takes in 7 places that are larger. The 100-mile radius contains 34 larger places.

Cooperstown's place among North Dakota's 355 places

Set beside North Dakota's 355 places, Cooperstown ranks 54th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Cooperstown ranks 197th of 355 in North Dakota (about the 45th percentile). By density, at about 955 people per square mile, it ranks 58th in North Dakota. Within 50 miles sit 47 smaller Census places, alongside the 7 that are larger.

How lenders reach Cooperstown

At roughly 955 people per square mile, Cooperstown is moderately settled; 7 larger places lie within 50 miles. What is available to Cooperstown's 961 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Valley City, ND about 37 miles away.