Personal loans in Cooper, TX

A single loan can carry different costs on either side of a state line, and Cooper sits on the Texas side of that line. Cooper is one of 1,224 Census places in Texas; its 2,025 residents put it at 596th. For a community of about 2,025, the practical step is to compare APR across at least three lenders before committing. The trend for Cooper between 2020 and 2023 is upward by roughly 6.3%. The closest larger city is Commerce, TX about 15 miles away.

Borrowing in Cooper: the local picture

Most of what governs a Cooper loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 2,025 people live here, which puts Cooper 596th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: About 6.3% above the 2020 Census base.
• Absolute change: 120 residents added between 2020 and 2023.
• Size percentile: about 51% of Texas communities are smaller than Cooper (2,025 residents).
• Density: the Census land area of 1.5 sq mi holds about 1,385 people per square mile.
• By land area: Cooper ranks 868th among Texas's 1,224 places, at 1.5 sq mi.
• State share: roughly 0.0% of Texas's residents live in Cooper (2,025 people).
• National rank: Cooper is the 7,575th most populous of the 19,457 Census places covered here.
• Growth rank: Cooper ranks 359th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Cooper's 6.3%.
• Density in Texas: Cooper ranks 322nd by people per square mile.
• Against the state median: Cooper runs about 1,385 residents per square mile, where the Texas median is 840.
• Location: latitude 33.3720, longitude -95.6907 (Census Gazetteer).
• Nearest larger cities: Commerce (15 mi); Sulphur Springs (16 mi); Paris (22 mi); Reno (24 mi); Mount Vernon (30 mi). Living near a larger metro rarely changes what is available in Cooper.
• Smaller communities close by: Tira (9 mi); Pecan Gap (10 mi); Roxton (12 mi), each with its own Census population profile.
• Smaller neighbours: 53 places smaller than Cooper sit within 50 miles.
• Within 100 miles: 170 places are larger than Cooper.

How Cooper compares across Texas

Against Texas's other places, Cooper accounts for about 0.0% of the state's population and ranks 596th of 1,224 by size. On the 2020-to-2023 trend, Cooper stands 359th among Texas's 1,224 places — roughly the 71th percentile. At about 1,385 people per square mile, Cooper is the 322nd most densely settled place in Texas. Within 50 miles sit 53 smaller Census places, alongside the 24 that are larger.

How Texas law applies in Cooper

For the roughly 2,025 residents of Cooper, the rules below are Texas's own; each row carries its publisher and retrieval date.

What shapes a Cooper personal loan

Cooper is a small community of about 2,025 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Cooper loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Cooper decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Cooper

Inside Cooper's boundaries lie about 1.5 square miles of land, with no significant water area recorded. Spread across it are roughly 1,385 residents per square mile. The largest place in Texas, Houston, lies about 248 miles away. Cooper has 24 larger places within a 50-mile radius. Within the same 50 miles lie 53 smaller Census places.

What is available to Cooper borrowers

At roughly 1,385 people per square mile, Cooper is moderately settled; 24 larger places lie within 50 miles. A Texas licence lets a lender serve Cooper without a local office, so branch density does not change what its 2,025 residents are offered. The nearest bigger place is Commerce, TX about 15 miles away.