Personal loans in Cookeville, TN

Where Cookeville stands

The figures below are Cookeville's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: 36,657 — Cookeville ranks 23rd of 344 communities in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 5.3% since the 2020 count.
• Absolute change: 1,830 residents added between 2020 and 2023.
• Size percentile: bigger than about 93% of the places in Tennessee, with 36,657 residents in Cookeville.
• Population density: about 1,025 people per square mile across 35.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Cookeville covers 35.8 square miles, the 17th-largest area among Tennessee's 344 places.
• Water area: Cookeville has 0.18 square miles of water, ranking 37th of 344 places in Tennessee.
• Share of state population: Cookeville's 36,657 residents are about 1.0% of Tennessee.
• National rank: Cookeville is the 1,099th most populous of the 19,457 Census places covered here.
• Growth in Tennessee: Cookeville stands 66th by percentage change from 2020 to 2023, among 344 places.
• State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Cookeville's 5.3%.
• Density in Tennessee: Cookeville ranks 62nd by people per square mile.
• Against the state median: Cookeville runs about 1,025 residents per square mile, where the Tennessee median is 553.
• Location: 36.1469, -85.5127 (US Census Bureau Gazetteer).
• Nearest larger cities: Lebanon (47 mi); Murfreesboro (55 mi); Gallatin (56 mi); Mount Juliet (56 mi); Smyrna (58 mi). Living near a larger metro rarely changes what is available in Cookeville.
• Nearest smaller places: Algood (5 mi); Baxter (7 mi); Monterey (14 mi).
• Smaller places within 50 miles: 42 of them.
• Within 100 miles: 15 places are larger than Cookeville.

Getting a loan in Cookeville

Cookeville is moderately settled, with about 1,025 people per square mile and 1 larger places within 50 miles. What is available to Cookeville's 36,657 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lebanon, TN about 47 miles away.

Cookeville in state context

Set beside Tennessee's 344 places, Cookeville ranks 23rd by population and holds about 1.0% of the state total. Its 2020-to-2023 change ranks 66th of 344 Tennessee places, putting it near the 81th percentile for growth. At about 1,025 people per square mile, Cookeville is the 62nd most densely settled place in Tennessee. By land area, its 35.8 square miles rank 17th of 344 places in Tennessee.

What a Cookeville borrower is actually offered

In Cookeville, a smaller city of about 36,657, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Cookeville's rank of 23rd in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Cookeville decides the split between a comfortable payment and the total interest you pay.

Where Cookeville sits

Cookeville covers about 35.8 square miles of land, with 0.18 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,025 people per square mile. The state's population centre of gravity, Memphis, is roughly 260 miles away. Counting outward 50 miles, 1 larger communities surround Cookeville. Within the same 50 miles lie 42 smaller Census places.

The Tennessee lending rules that reach Cookeville

Below are the Tennessee rules that apply to a loan made in Cookeville, each with the regulator that issued it.