Personal loans in Connoquenessing, PA

To lend to Connoquenessing's 755 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. A lender serving Connoquenessing holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 755 residents. The Census estimates 755 residents in Connoquenessing, which ranks it 663rd of 1,013 places in Pennsylvania. The trend for Connoquenessing between 2020 and 2023 is upward by roughly 12.9%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Connoquenessing's 755 residents are no exception. The nearest larger metro is Evans City, PA about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Connoquenessing

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

Connoquenessing: area, density and distance

Connoquenessing's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 557 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 263 miles. Counting outward 50 miles, 207 larger communities surround Connoquenessing. The 100-mile radius contains 488 larger places.

Where Connoquenessing sits in Pennsylvania

Connoquenessing is the 663rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Connoquenessing stands 10th among Pennsylvania's 1,013 places — roughly the 99th percentile. Its roughly 557 residents per square mile place it 842nd among Pennsylvania's places. The population moved by about 86 people between 2020 and 2023, a 12.9% shift.

Inside a Connoquenessing personal loan

Connoquenessing is a small community of about 755 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Connoquenessing loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Connoquenessing loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Connoquenessing

Connoquenessing is a moderately settled community of about 755 people, with 207 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Connoquenessing without a local office, so branch density does not change what its 755 residents are offered. The nearest bigger place is Evans City, PA about 4 miles away.

What Pennsylvania law requires in Connoquenessing

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Connoquenessing lender must follow.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Connoquenessing if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Connoquenessing is the same as anywhere in Pennsylvania.
What loan size can I expect in Connoquenessing?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Connoquenessing?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Connoquenessing cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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