Personal loans in Connersville, IN
Connersville ranks 66th of 565 places in Indiana, with a population near 13,298. Connersville, Indiana — home to about 13,298 people — is a small town, so the terms you are offered follow Indiana law rather than any local rule. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Begin with the payment, then weigh APR and total interest across the lenders that reach Connersville's 13,298 residents. State law, not city hall, decides what a lender may do to Connersville's roughly 13,298 residents, and a state regulator supervises it. The next larger city is Richmond, IN about 18 miles away.
The Connersville data picture
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: the Census counts 13,298 residents in Connersville (Vintage 2023 subcounty estimate), the 66th-largest figure among Indiana's 565 places.
- Population trend: Roughly 0.4% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 53 residents.
- Size percentile: about 88% of Indiana's Census places are smaller than Connersville.
- Population density: 1,712 people per square mile on 7.8 square miles of land.
- Land area: Connersville covers 7.8 square miles, the 75th-largest area among Indiana's 565 places.
- Water area rank: Connersville ranks 151st among Indiana's 565 places, with 0.01 sq mi.
- State share: roughly 0.4% of Indiana's residents live in Connersville (13,298 people).
- National rank: Connersville is the 2,572nd most populous of the 19,457 Census places covered here.
- Growth rank: Connersville's 2020-to-2023 change ranks 354th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Connersville moved 0.4%.
- Density in Indiana: Connersville ranks 161st by people per square mile.
- Against the state median: Connersville runs about 1,712 residents per square mile, where the Indiana median is 1,375.
- Location: the Census Gazetteer records it at 39.6580, -85.1417.
- Nearest larger cities: Richmond (18 mi); New Castle (22 mi); Oxford (24 mi); Harrison (34 mi); Greenfield (35 mi). Lenders licensed in the state serve Connersville whether or not they keep a local branch.
- Nearest smaller places: Glenwood (9 mi); Milton (9 mi); East Germantown (11 mi).
- Smaller neighbours: 161 places smaller than Connersville sit within 50 miles.
- Within 100 miles: 74 places are larger than Connersville.
Inside a Connersville personal loan
Most loans made to Connersville's 13,298 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Connersville's rank of 66th in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Connersville loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Connersville
At roughly 1,712 people per square mile, Connersville is moderately settled; 24 larger places lie within 50 miles. What is available to Connersville's 13,298 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Richmond, IN about 18 miles away.
Indiana consumer-lending rules applied in Connersville
The rows below set out what a licensed lender must follow in Indiana, and so for Connersville's roughly 13,298 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Connersville in state context
Connersville is the 66th-largest of 565 Census places in Indiana and contains about 0.4% of the state's people. On the 2020-to-2023 trend, Connersville stands 354th among Indiana's 565 places — roughly the 37th percentile. By density, at about 1,712 people per square mile, it ranks 161st in Indiana. By land area, its 7.8 square miles rank 75th of 565 places in Indiana.
Connersville: area, density and distance
Connersville's land area is about 7.8 square miles; a further 0.01 square miles is water. That land carries about 1,712 people per square mile. Fort Wayne, the largest place in Indiana, is about 99 miles from Connersville. Within 50 miles of Connersville there are 24 larger Census places. Within the same 50 miles lie 161 smaller Census places.
Common questions
What are my options in Connersville if my credit is poor?
What loan size can I expect in Connersville?
Do I have to pledge anything to borrow in Connersville?
Does comparing loans in Connersville cost me credit score points?
Nearby places
- Milton, IN — population 456
- East Germantown, IN — population 262
- Cambridge City, IN — population 1,729
- Mount Auburn, IN — population 125
- Laurel, IN — population 412
- Glenwood, IN — population 240
- Dublin, IN — population 677
- Straughn, IN — population 260