Personal loans in Conde, SD
With 140 residents, Conde outranks about 35% of the communities in South Dakota. A 2020-to-2023 comparison shows Conde down by about 3.4%. Conde counts about 140 people, and what is genuinely local about borrowing here is limited — South Dakota law does the governing. For the 140 people in Conde, South Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's South Dakota licence against the regulator named below before borrowing in Conde. The nearest larger metro is Doland, SD about 18 miles away.
Conde: the sourced local profile
Most of what governs a Conde loan is written in South Dakota law rather than in the city; the sourced notes below make that split concrete.
- Population: about 140, ranked 200th of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.4% since the 2020 count.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: Conde sits ahead of around 35% of South Dakota places, at 140 people.
- Population density: about 249 people per square mile (Census land area 0.6 sq mi).
- Land area: Conde covers 0.6 square miles, the 163rd-largest area among South Dakota's 309 places.
- State population share: Conde accounts for about 0.0% of everyone in South Dakota.
- National rank: Conde is the 17,414th most populous of the 19,457 Census places covered here.
- Growth in South Dakota: Conde stands 283rd by percentage change from 2020 to 2023, among 309 places.
- State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Conde's 3.4%.
- Density rank: Conde is the 226th most densely settled place in South Dakota.
- Against the state median: Conde runs about 249 residents per square mile, where the South Dakota median is 581.
- Location: 45.1573 / -98.0955, per the US Census Bureau Gazetteer.
- Nearest larger cities: Doland (18 mi); Mellette (20 mi); Groton (20 mi); Bristol (21 mi); Warner (23 mi). Living near a larger metro rarely changes what is available in Conde.
- Smaller towns nearby: Verdon (6 mi); Turton (7 mi); Brentford (11 mi).
- Smaller places within 50 miles: 29 of them.
- At 100 miles: 102 larger Census places fall inside that radius.
A practical checklist for Conde borrowers
For Conde's roughly 140 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's South Dakota licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Conde and the rest of South Dakota is not the process but the borrower's own file, among the 140 people here.
Getting a loan in Conde
At roughly 249 people per square mile, Conde is lightly settled; 21 larger places lie within 50 miles. Lenders licensed in South Dakota reach Conde's 140 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Doland, SD about 18 miles away.
The anatomy of a Conde personal loan
In Conde, a small community of about 140, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Conde's rank of 200th in South Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Conde decides the split between a comfortable payment and the total interest you pay.
What South Dakota law requires in Conde
Read the table as a lender's compliance picture for Conde: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
How Conde compares across South Dakota
Among South Dakota's 309 places, Conde sits at 200th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Conde stands 283rd among South Dakota's 309 places — roughly the 8th percentile. By density, at about 249 people per square mile, it ranks 226th in South Dakota. In land area, Conde ranks 163rd among South Dakota's 309 places.
Common questions
What are my options in Conde if my credit is poor?
What loan size can I expect in Conde?
Do I have to pledge anything to borrow in Conde?
Does comparing loans in Conde cost me credit score points?
Nearby places
- Verdon, SD — population 7
- Turton, SD — population 54
- Brentford, SD — population 84
- Doland, SD — population 189
- Stratford, SD — population 58
- Raymond, SD — population 58
- Groton, SD — population 1,355
- Andover, SD — population 68