Personal loans in Conconully, WA
An estimated 194 people make their home in Conconully, a figure that ranks 267th in Washington. Conconully counts about 194 people, and what is genuinely local about borrowing here is limited — Washington law does the governing.
Decide the purpose of the loan and your repayment plan before sharing any details with a Conconully lender. To lend to Conconully's 194 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. The trend for Conconully between 2020 and 2023 is upward by roughly 1.6%. The closest larger city is Riverside, WA about 11 miles away.
The Conconully data picture
Conconully is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 194 residents; Conconully is the 267th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.6% more residents than the 2020 Census counted.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: Conconully's 194 people outrank roughly 5% of the places in Washington.
- Population density: about 919 people per square mile (Census land area 0.2 sq mi).
- Land area: Conconully covers 0.2 square miles, the 277th-largest area among Washington's 281 places.
- Share of state population: Conconully's 194 residents are about 0.0% of Washington.
- National rank: Conconully sits 16,581st by population among the 19,457 places in this dataset.
- Growth rank: Conconully's 2020-to-2023 change ranks 136th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Conconully's 1.6%.
- Density rank: Conconully places 210th among Washington's places by people per square mile.
- Density in context: Conconully's 919 people per square mile sit against a Washington median of 1,518.
- Location: 48.5586 / -119.7521, per the US Census Bureau Gazetteer.
- Nearest larger cities: Riverside (11 mi); Omak (14 mi); Okanogan (15 mi); Tonasket (17 mi); Winthrop (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Nespelem (45 mi); Hartline (67 mi); Krupp (87 mi), each with its own Census population profile.
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 42.
How Washington law applies in Conconully
Washington has no separate rate rule for Conconully; the sourced rows below are what reach every lender that serves its 194 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Lender access in Conconully
Conconully is moderately settled, with about 919 people per square mile and 11 larger places within 50 miles. What is available to Conconully's 194 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Riverside, WA about 11 miles away.
The geography behind Conconully
The Census Gazetteer records about 0.2 square miles of land within Conconully, with no significant water area listed. With 194 residents, the land area yields roughly 919 people per square mile. The state's population centre of gravity, Seattle, is roughly 136 miles away. Conconully has 11 larger places within a 50-mile radius. Within the same 50 miles lie 1 smaller Census places.
Conconully against the rest of Washington
Among Washington's 281 places, Conconully sits at 267th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 136th of 281 Washington places, putting it near the 52th percentile for growth. At about 919 people per square mile, Conconully is the 210th most densely settled place in Washington. In land area, Conconully ranks 277th among Washington's 281 places.
Before you apply in Conconully
Complete these steps first when you borrow in Conconully (194 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Washington regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Conconully as elsewhere in Washington, the written terms — not the advertisement — are what count for its 194 residents.
Common questions
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Nearby places
- Riverside, WA — population 332
- Okanogan, WA — population 2,418
- Omak, WA — population 5,004
- Tonasket, WA — population 1,110
- Twisp, WA — population 1,065
- Winthrop, WA — population 578
- Brewster, WA — population 2,044
- Oroville, WA — population 1,852