Personal loans in Compton, IL
With an estimated 266 residents, Compton is the 1,038th-largest of 1,294 places in Illinois. If you are weighing a personal loan in Compton, start from the payment you can carry; its 266 residents face the same statewide rules.
Verify the lender's Illinois licence against the regulator named below before borrowing in Compton. For the 266 people in Compton, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Compton down by about 1.8%. For a bigger market, look to Paw Paw, IL about 6 miles away.
What the Census records for Compton
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: 266 residents; Compton is the 1,038th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 1.8% below the 2020 Census base.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 20% of Illinois places rank below Compton.
- Density: roughly 1,612 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Compton's 0.2 square miles rank 1,249th of 1,294 places in Illinois.
- Share of state population: Compton's 266 residents are about 0.0% of Illinois.
- National standing: Compton ranks 15,534th of 19,457 US places.
- Growth in Illinois: Compton stands 527th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Compton moved 1.8%.
- Density rank: Compton is the 328th most densely settled place in Illinois.
- Density vs Illinois: Compton's 1,612 people per square mile compare with a state median of 993.
- Location: it lies at 41.6941, -89.0863 in the Census Gazetteer.
- Nearest larger cities: Paw Paw (6 mi); Sublette (8 mi); Mendota (10 mi); Lee (10 mi); Earlville (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: West Brooklyn (3 mi); Steward (11 mi); Troy Grove (16 mi).
- Smaller places within 50 miles: 26 of them.
- Larger places within 100 miles: 711.
Land, water and location for Compton
Compton's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,612 people per square mile. For the state's biggest city, Chicago, the distance is roughly 73 miles. Counting outward 50 miles, 144 larger communities surround Compton. By land area it ranks 1,249th of 1,294 Illinois places.
Illinois consumer-lending rules applied in Compton
The rows below set out what a licensed lender must follow in Illinois, and so for Compton's roughly 266 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The anatomy of a Compton personal loan
With roughly 266 residents, Compton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Compton's 266 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Compton loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Compton
With about 1,612 residents per square mile, Compton is moderately settled, and 144 larger Census places sit within 50 miles. What is available to Compton's 266 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Paw Paw, IL about 6 miles away.
Compton's place among Illinois's 1,294 places
Set beside Illinois's 1,294 places, Compton ranks 1,038th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Compton ranks 527th of 1,294 in Illinois (about the 59th percentile). By density, at about 1,612 people per square mile, it ranks 328th in Illinois. The population moved by about 5 people between 2020 and 2023, a 1.8% shift.
Common questions
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Nearby places
- West Brooklyn, IL — population 129
- Paw Paw, IL — population 811
- Mendota, IL — population 6,929
- Sublette, IL — population 374
- Steward, IL — population 224
- Lee, IL — population 306
- Earlville, IL — population 1,597
- Shabbona, IL — population 850