Personal loans in Colony, OK

About 110 people live in Colony, placing it 499th of 590 Census places in Oklahoma. State law, not city hall, decides what a lender may do to Colony's roughly 110 residents, and a state regulator supervises it. The trend for Colony between 2020 and 2023 is downward by roughly 1.8%. The closest larger city is Corn, OK about 7 miles away.

The Colony data picture

Set out below is Colony's local context next to the state-level rules that reach every lender here.

• Population: 110 residents; Colony is the 499th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.8% between 2020 and 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: bigger than about 15% of the places in Oklahoma, with 110 residents in Colony.
• Population density: 119 people per square mile on 0.9 square miles of land.
• By land area: Colony ranks 337th among Oklahoma's 590 places, at 0.9 sq mi.
• Within Oklahoma: about 0.0% of the state's population lives in Colony.
• National rank: Colony is the 17,954th most populous of the 19,457 Census places covered here.
• Growth rank: Colony's 2020-to-2023 change ranks 492nd of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Colony moved 1.8%.
• Density rank: Colony places 510th among Oklahoma's places by people per square mile.
• Density vs Oklahoma: Colony's 119 people per square mile compare with a state median of 546.
• Location: it lies at 35.3485, -98.6715 in the Census Gazetteer.
• Nearest larger cities: Corn (7 mi); Eakly (7 mi); Weatherford (13 mi); Hydro (15 mi); Carnegie (17 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Lookeba (17 mi); Bridgeport (22 mi); Foss (29 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 7 of them.
• At 100 miles: 217 larger Census places fall inside that radius.

Where Colony sits

Inside Colony's boundaries lie about 0.9 square miles of land, with no significant water area recorded. Spread across it are roughly 119 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 66 miles. Within 50 miles of Colony there are 54 larger Census places. By land area it ranks 337th of 590 Oklahoma places.

Which Oklahoma laws govern a loan in Colony

Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Colony lender must follow.

Colony in state context

Colony is the 499th-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. For population change between 2020 and 2023, Colony ranks 492nd of 590 in Oklahoma (about the 17th percentile). At about 119 people per square mile, Colony is the 510th most densely settled place in Oklahoma. In land area, Colony ranks 337th among Oklahoma's 590 places.

The anatomy of a Colony personal loan

Colony is a small community of about 110 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Colony's 110 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Colony loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Steps to take before a Colony loan

For Colony's roughly 110 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Oklahoma licence with the regulator named above before committing.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Oklahoma; what changes is your credit file, not the fact that Colony holds 110 people.