Personal loans in Collyer, KS

Collyer is a small community of about 93 residents, and a personal loan taken out here is governed by Kansas statute. The Census counts 93 people in Collyer, the 507th-largest figure among Kansas's 625 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Collyer shed about 2.1% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Collyer lender. The closest larger city is Quinter, KS about 7 miles away. A lender that serves Collyer operates under Kansas lending statutes and a Kansas supervisor.

Collyer by the numbers

The figures below are Collyer's own — Census population, land area and coordinates — followed by the Kansas rules.

How Kansas law applies in Collyer

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Collyer lender must follow.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16

Lender access in Collyer

Collyer is a lightly settled community of about 93 people, with 26 larger places inside a 50-mile radius. Lenders licensed in Kansas reach Collyer's 93 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Quinter, KS about 7 miles away.

Where Collyer sits in Kansas

Set beside Kansas's 625 places, Collyer ranks 507th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Collyer stands 427th among Kansas's 625 places — roughly the 32th percentile. At about 397 people per square mile, Collyer is the 483rd most densely settled place in Kansas. In land area, Collyer ranks 495th among Kansas's 625 places.

How personal loans work in Collyer

Collyer is a small community of about 93 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Collyer's rank of 507th in Kansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Collyer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Collyer on the map

The Census Gazetteer records about 0.2 square miles of land within Collyer, with no significant water area listed. That land carries about 397 people per square mile. For the state's biggest city, Wichita, the distance is roughly 177 miles. A 50-mile radius around Collyer takes in 26 places that are larger. Within the same 50 miles lie 9 smaller Census places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Collyer if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Collyer is the same as anywhere in Kansas.
What loan size can I expect in Collyer?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Collyer?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Collyer cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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