Personal loans in Collinsville, IL

For the 23,779 people in Collinsville, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Collinsville ranks 95th of 1,294 places in Illinois, with a population near 23,779. Read the disclosure for an origination fee and any prepayment penalty before signing in Collinsville. The trend for Collinsville between 2020 and 2023 is downward by roughly 2.4%. Borrowers who want a bigger city can look to O'Fallon, IL about 7 miles away.

Collinsville by the numbers

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: about 23,779 people live here, which puts Collinsville 95th of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: Roughly 2.4% fewer residents than the 2020 Census counted.
• Absolute change: 589 residents lost between 2020 and 2023.
• Size percentile: roughly 93% of Illinois places rank below Collinsville.
• Population density: 1,543 people per square mile on 15.4 square miles of land.
• Land area rank: Collinsville's 15.4 square miles rank 50th of 1,294 places in Illinois.
• Water: Collinsville holds about 0.19 square miles, the 133rd-largest water area in Illinois.
• Share of state population: Collinsville's 23,779 residents are about 0.2% of Illinois.
• National rank: Collinsville is 1,645th of 19,457 places nationwide.
• Growth rank: Collinsville's 2020-to-2023 change ranks 770th of 1,294 places in Illinois.
• Versus Illinois: the state average change is -2.0%, while Collinsville moved 2.4%.
• Density rank: Collinsville is the 360th most densely settled place in Illinois.
• Density vs Illinois: Collinsville's 1,543 people per square mile compare with a state median of 993.
• Location: 38.6757 / -90.0058, per the US Census Bureau Gazetteer.
• Nearest larger cities: O'Fallon (7 mi); Granite City (7 mi); Edwardsville (8 mi); Belleville (11 mi); St. Louis (13 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Caseyville (4 mi); Maryville (4 mi); Pontoon Beach (4 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 257 of them.
• Within 100 miles: 21 places are larger than Collinsville.

Before you apply in Collinsville

Before you apply in Collinsville, a community of about 23,779, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Illinois regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Illinois; what changes is your credit file, not the fact that Collinsville holds 23,779 people.

The geography behind Collinsville

The Census Gazetteer records 15.4 square miles of land and 0.19 square miles of water within Collinsville. That land carries about 1,543 people per square mile. For the state's biggest city, Chicago, the distance is roughly 250 miles. Within 50 miles of Collinsville there are 18 larger Census places. The 100-mile radius contains 21 larger places.

Illinois consumer-lending rules applied in Collinsville

For the roughly 23,779 residents of Collinsville, the rules below are Illinois's own; each row carries its publisher and retrieval date.

Collinsville against the rest of Illinois

Set beside Illinois's 1,294 places, Collinsville ranks 95th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Collinsville ranks 770th of 1,294 in Illinois (about the 40th percentile). By density, at about 1,543 people per square mile, it ranks 360th in Illinois. In land area, Collinsville ranks 50th among Illinois's 1,294 places.

Inside a Collinsville personal loan

Collinsville is a smaller city of about 23,779 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Collinsville's rank of 95th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Collinsville loan but raises total interest, so the smallest payment is not the cheapest loan.