Personal loans in College Station, TX

College Station: population, trend and location

College Station is a sizable city; the notes below cover its population profile and the statewide rules that apply.

• Population: about 125,192 people live here, which puts College Station 31st of 1,224 Census places in Texas (Vintage 2023).
• Population trend: Up about 3.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 4,668 more people than the 2020 Census counted.
• Size percentile: bigger than about 97% of the places in Texas, with 125,192 residents in College Station.
• Land and density: 51.2 square miles of land carry roughly 2,447 residents per square mile.
• By land area: College Station ranks 40th among Texas's 1,224 places, at 51.2 sq mi.
• Water area: College Station has 0.14 square miles of water, ranking 190th of 1,224 places in Texas.
• State population share: College Station accounts for about 0.6% of everyone in Texas.
• Nationally: College Station is the 222nd-largest of 19,457 Census places in the dataset.
• Growth rank: College Station ranks 513th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: College Station's 3.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: College Station ranks 123rd by people per square mile.
• Density vs Texas: College Station's 2,447 people per square mile compare with a state median of 840.
• Location: latitude 30.5852, longitude -96.2964 (Census Gazetteer).
• Nearest larger cities: Houston (77 mi); Round Rock (81 mi); Waco (86 mi); Austin (89 mi); Killeen (92 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Bryan (8 mi); Snook (12 mi); Wixon Valley (12 mi).
• Within a 50-mile radius: 43 smaller Census places.
• At 100 miles: 7 larger Census places fall inside that radius.

College Station on the map

College Station's land area is about 51.2 square miles; a further 0.14 square miles is water. Spread across it are roughly 2,447 residents per square mile. The state's population centre of gravity, Houston, is roughly 77 miles away. A 50-mile radius around College Station takes in 0 places that are larger. Within the same 50 miles lie 43 smaller Census places.

Which Texas laws govern a loan in College Station

Below are the Texas rules that apply to a loan made in College Station, each with the regulator that issued it.

College Station against the rest of Texas

College Station is the 31st-largest of 1,224 Census places in Texas and contains about 0.6% of the state's people. On the 2020-to-2023 trend, College Station stands 513th among Texas's 1,224 places — roughly the 58th percentile. Its roughly 2,447 residents per square mile place it 123rd among Texas's places. Between 2020 and 2023 the count changed by roughly 4,668 residents.

What shapes a College Station personal loan

Most loans made to College Station's 125,192 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a College Station lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a College Station loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in College Station

College Station is a fairly dense community of about 125,192 people, with 0 larger places inside a 50-mile radius. Distance to a branch rarely matters for College Station's 125,192 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Houston, TX about 77 miles away.