Personal loans in Colfax, CA

A larger market lies at Grass Valley, CA about 10 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 3.2%. When California caps or restricts a product, lenders either change the terms or withdraw it from Colfax as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Colfax residents before they take on more.

What the Census records for Colfax

Most of what governs a Colfax loan is written in California law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 2,050, 455th among California's 482 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 3.2%.
• Change in people: the 2020-to-2023 comparison is a gain of about 63 residents.
• Size percentile: with 2,050 residents, Colfax is larger than about 6% of California's Census places.
• Population density: about 1,458 people per square mile (Census land area 1.4 sq mi).
• By land area: Colfax ranks 455th among California's 482 places, at 1.4 sq mi.
• Within California: about 0.0% of the state's population lives in Colfax.
• National standing: Colfax ranks 7,540th of 19,457 US places.
• Growth rank: Colfax ranks 50th among California's 482 places for the 2020-to-2023 change.
• State comparison: California's places average -1.3% for 2020-to-2023, against Colfax's 3.2%.
• Density rank: Colfax places 410th among California's places by people per square mile.
• Density in context: Colfax's 1,458 people per square mile sit against a California median of 3,455.
• Location: the Census Gazetteer records it at 39.0938, -120.9532.
• Nearest larger cities: Grass Valley (10 mi); Nevada City (12 mi); Auburn (15 mi); Loomis (24 mi); Lincoln (24 mi). Living near a larger metro rarely changes what is available in Colfax.
• Nearest smaller towns: Plymouth (43 mi); Biggs (46 mi); Amador City (47 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 3 smaller Census places.
• Within 100 miles: 76 places are larger than Colfax.

Lender access in Colfax

Colfax is a moderately settled community of about 2,050 people, with 21 larger places inside a 50-mile radius. What is available to Colfax's 2,050 borrowers is set by California licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Grass Valley, CA about 10 miles away.

What shapes a Colfax personal loan

With roughly 2,050 residents, Colfax is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Colfax can be quoted different APRs on the same amount and term. Shortening the term on a Colfax loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Colfax

Colfax covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,458 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 378 miles. Within 50 miles of Colfax there are 21 larger Census places. By land area it ranks 455th of 482 California places.

California rules behind a Colfax personal loan

Read the table as a lender's compliance picture for Colfax: the rule, the sourced figure, the publisher and the date.

How Colfax compares across California

Against California's other places, Colfax accounts for about 0.0% of the state's population and ranks 455th of 482 by size. For population change between 2020 and 2023, Colfax ranks 50th of 482 in California (about the 90th percentile). By density, at about 1,458 people per square mile, it ranks 410th in California. In land area, Colfax ranks 455th among California's 482 places.