Personal loans in Coggon, IA

Coggon by the numbers

Two layers matter for a Coggon borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: an estimated 686 residents, 377th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
• Net change: roughly 18 fewer people than the 2020 Census counted.
• Size percentile: Coggon's 686 people outrank roughly 60% of the places in Iowa.
• Land and density: 0.7 square miles of land carry roughly 966 residents per square mile.
• Land area: Coggon covers 0.7 square miles, the 532nd-largest area among Iowa's 940 places.
• Water: Coggon holds about 0.02 square miles, the 127th-largest water area in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Coggon (686 people).
• Nationally: Coggon is the 11,872nd-largest of 19,457 Census places in the dataset.
• Growth rank: Coggon's 2020-to-2023 change ranks 746th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Coggon moved 2.6%.
• Density rank: Coggon places 283rd among Iowa's places by people per square mile.
• Density vs Iowa: Coggon's 966 people per square mile compare with a state median of 672.
• Location: 42.2778, -91.5299 (US Census Bureau Gazetteer).
• Nearest larger cities: Central City (5 mi); Center Point (14 mi); Manchester (15 mi); Robins (16 mi); Springville (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Ryan (6 mi); Prairieburg (6 mi); Alburnett (10 mi).
• Smaller places within 50 miles: 70 of them.
• Larger places within 100 miles: 258.

Coggon on the map

The Census Gazetteer records 0.7 square miles of land and 0.02 square miles of water within Coggon. That land carries about 966 people per square mile. The largest place in Iowa, Des Moines, lies about 118 miles away. A 50-mile radius around Coggon takes in 79 places that are larger. Within the same 50 miles lie 70 smaller Census places.

Iowa consumer-lending rules applied in Coggon

Below are the Iowa rules that apply to a loan made in Coggon, each with the regulator that issued it.

Getting a loan in Coggon

With about 966 residents per square mile, Coggon is moderately settled, and 79 larger Census places sit within 50 miles. What is available to Coggon's 686 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Central City, IA about 5 miles away.

A pre-application checklist for Coggon

For Coggon's roughly 686 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Coggon and the rest of Iowa is not the process but the borrower's own file, among the 686 people here.

How Coggon compares across Iowa

Among Iowa's 940 places, Coggon sits at 377th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 746th of 940 Iowa places, putting it near the 21th percentile for growth. By density, at about 966 people per square mile, it ranks 283rd in Iowa. In land area, Coggon ranks 532nd among Iowa's 940 places.