Personal loans in Cofield, NC

Cofield: population, trend and location

Set out below is Cofield's local context next to the state-level rules that reach every lender here.

• Population: an estimated 261 residents, 484th of 549 places in North Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 3.3% between 2020 and 2023.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: roughly 12% of North Carolina places rank below Cofield.
• Population density: about 83 people per square mile (Census land area 3.1 sq mi).
• Land area rank: Cofield's 3.1 square miles rank 243rd of 549 places in North Carolina.
• Share of North Carolina: Cofield holds about 0.0% of the state's population, some 261 people.
• National rank: Cofield is 15,602nd of 19,457 places nationwide.
• Growth in North Carolina: Cofield stands 515th by percentage change from 2020 to 2023, among 549 places.
• Versus North Carolina: the state average change is +2.9%, while Cofield moved 3.3%.
• Density rank: Cofield is the 538th most densely settled place in North Carolina.
• Against the state median: Cofield runs about 83 residents per square mile, where the North Carolina median is 758.
• Location: latitude 36.3567, longitude -76.9105 (Census Gazetteer).
• Nearest larger cities: Winton (3 mi); Ahoskie (7 mi); Murfreesboro (12 mi); Aulander (14 mi); Woodland (17 mi). Online lenders reach Cofield no matter how far the nearest branch is.
• Nearest smaller towns: Harrellsville (8 mi); Powellsville (9 mi); Gatesville (9 mi).
• Within a 50-mile radius: 23 smaller Census places.
• At 100 miles: 167 larger Census places fall inside that radius.

North Carolina rules behind a Cofield personal loan

For the roughly 261 residents of Cofield, the rules below are North Carolina's own; each row carries its publisher and retrieval date.

A practical checklist for Cofield borrowers

A sensible order of operations for a loan in Cofield, home to about 261 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the North Carolina regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Cofield-specific: the same North Carolina licensing and disclosure rules reach all 261 residents.

Lender access in Cofield

At roughly 83 people per square mile, Cofield is sparsely settled; 47 larger places lie within 50 miles. Distance to a branch rarely matters for Cofield's 261 residents: the application is online and the price follows your credit file. The nearest larger city, Winton, NC about 3 miles away.

The geography behind Cofield

Inside Cofield's boundaries lie about 3.1 square miles of land, with no significant water area recorded. Spread across it are roughly 83 residents per square mile. For the state's biggest city, Charlotte, the distance is roughly 234 miles. Within 50 miles of Cofield there are 47 larger Census places. The 100-mile radius contains 167 larger places.

The anatomy of a Cofield personal loan

In Cofield, a small community of about 261, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cofield can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Cofield loan is knowable in advance — unlike a revolving card balance.