Personal loans in Coffeeville, AL

A 2020-to-2023 comparison shows Coffeeville down by about 3.5%. Consumer lending that reaches Coffeeville's 250 residents is governed by Alabama statute; no city ordinance changes it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Coffeeville loan. The nearest larger metro is Silas, AL about 14 miles away.

Where Coffeeville stands

Here is the sourced Census picture for Coffeeville, plus the Alabama lending rules that apply to a loan taken out here.

• Population: 250 people, a figure that places Coffeeville 388th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: About 3.5% below the 2020 Census base.
• Net change: roughly 9 fewer people than the 2020 Census counted.
• Size percentile: Coffeeville's 250 people outrank roughly 16% of the places in Alabama.
• Population density: about 55 people per square mile (Census land area 4.5 sq mi).
• Land area: Coffeeville covers 4.5 square miles, the 270th-largest area among Alabama's 462 places.
• Share of state population: Coffeeville's 250 residents are about 0.0% of Alabama.
• National standing: Coffeeville ranks 15,748th of 19,457 US places.
• Growth rank: Coffeeville ranks 380th among Alabama's 462 places for the 2020-to-2023 change.
• Versus Alabama: the state average change is +1.0%, while Coffeeville moved 3.5%.
• Density in Alabama: Coffeeville ranks 447th by people per square mile.
• Density in context: Coffeeville's 55 people per square mile sit against a Alabama median of 259.
• Location: coordinates 31.7666, -88.0860 (US Census Bureau Gazetteer).
• Nearest larger cities: Silas (14 mi); Gilbertown (15 mi); Millry (17 mi); Grove Hill (19 mi); Jackson (20 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Toxey (16 mi); Fulton (20 mi); Needham (21 mi).
• Smaller places within 50 miles: 10 of them.
• Within 100 miles: 127 places are larger than Coffeeville.

Getting a loan in Coffeeville

Coffeeville is sparsely settled, with about 55 people per square mile and 25 larger places within 50 miles. A Alabama licence lets a lender serve Coffeeville without a local office, so branch density does not change what its 250 residents are offered. The nearest bigger place is Silas, AL about 14 miles away.

Before you apply in Coffeeville

These steps shape the offer you get in Coffeeville, a place of about 250 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Alabama regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Alabama; what changes is your credit file, not the fact that Coffeeville holds 250 people.

Coffeeville in state context

Set beside Alabama's 462 places, Coffeeville ranks 388th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 380th of 462 Alabama places, putting it near the 18th percentile for growth. At about 55 people per square mile, Coffeeville is the 447th most densely settled place in Alabama. The population moved by about 9 people between 2020 and 2023, a 3.5% shift.

What Alabama law requires in Coffeeville

Alabama has no separate rate rule for Coffeeville; the sourced rows below are what reach every lender that serves its 250 people.

Where Coffeeville sits

The Census Gazetteer records about 4.5 square miles of land within Coffeeville, with no significant water area listed. That land carries about 55 people per square mile. Huntsville, the largest place in Alabama, is about 218 miles from Coffeeville. Counting outward 50 miles, 25 larger communities surround Coffeeville. The 100-mile radius contains 127 larger places.