Personal loans in Coats, KS

An estimated 68 people make their home in Coats, a figure that ranks 551st in Kansas. Census figures show Coats holding steady across 2020 to 2023. For a community of about 68, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Sawyer, KS about 8 miles away.

Coats by the numbers

Only a few things actually differ by place — population, area, location, and the Kansas rules a lender must follow — and they are below.

• Population: an estimated 68 residents, 551st of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: bigger than about 12% of the places in Kansas, with 68 residents in Coats.
• Population density: about 300 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Coats's 0.2 square miles rank 504th of 625 places in Kansas.
• Share of state population: Coats's 68 residents are about 0.0% of Kansas.
• Nationally: Coats is the 18,680th-largest of 19,457 Census places in the dataset.
• Growth in Kansas: Coats stands 146th by percentage change from 2020 to 2023, among 625 places.
• Versus Kansas: the state average change is -1.0%, while Coats moved 0.0%.
• Density in Kansas: Coats ranks 533rd by people per square mile.
• Against the state median: Coats runs about 300 residents per square mile, where the Kansas median is 764.
• Location: coordinates 37.5108, -98.8253 (US Census Bureau Gazetteer).
• Nearest larger cities: Sawyer (8 mi); Cullison (9 mi); Pratt (13 mi); Iuka (16 mi); Haviland (17 mi). Larger metros often have more branches, but online lenders reach Coats on the same terms.
• Nearest smaller places: Sun City (10 mi); Isabel (15 mi); Byers (19 mi).
• Smaller neighbours: 12 places smaller than Coats sit within 50 miles.
• Larger places within 100 miles: 196.

Steps to take before a Coats loan

These steps shape the offer you get in Coats, a place of about 68 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Kansas; what changes is your credit file, not the fact that Coats holds 68 people.

Coats on the map

The Census Gazetteer records about 0.2 square miles of land within Coats, with no significant water area listed. The resulting density is about 300 people per square mile. The state's population centre of gravity, Wichita, is roughly 82 miles away. Coats has 38 larger places within a 50-mile radius. The 100-mile radius contains 196 larger places.

What Kansas law requires in Coats

Read the table as a lender's compliance picture for Coats: the rule, the sourced figure, the publisher and the date.

Lender access in Coats

At roughly 300 people per square mile, Coats is lightly settled; 38 larger places lie within 50 miles. Whether Coats has a local branch or not, a Kansas-licensed lender can serve its 68 people online on the same terms. The nearest larger city, Sawyer, KS about 8 miles away.

How a Coats personal loan is priced

With roughly 68 residents, Coats is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Coats. Shortening the term on a Coats loan raises the monthly payment but cuts the interest; lengthening it does the reverse.