Personal loans in Clute, TX

For a borrower among the roughly 10,704 residents of Clute, a personal loan is a tool whose cost turns on the terms, not the address. To lend to Clute's 10,704 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. For a community of about 10,704, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Lake Jackson, TX about 4 miles away.

Borrowing in Clute: the local picture

What follows is Clute's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: the Census counts 10,704 residents in Clute (Vintage 2023 subcounty estimate), the 234th-largest figure among Texas's 1,224 places.
• Population trend: A gain of roughly 0.9% between 2020 and 2023.
• Absolute change: 93 residents added between 2020 and 2023.
• Size percentile: bigger than about 81% of the places in Texas, with 10,704 residents in Clute.
• Population density: 2,012 people per square mile on 5.3 square miles of land.
• Land area rank: Clute's 5.3 square miles rank 352nd of 1,224 places in Texas.
• Water area: Clute has 0.37 square miles of water, ranking 120th of 1,224 places in Texas.
• Share of Texas: Clute holds about 0.0% of the state's population, some 10,704 people.
• National rank: Clute is the 3,006th most populous of the 19,457 Census places covered here.
• Growth in Texas: Clute stands 768th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Clute moved 0.9%.
• Density in Texas: Clute ranks 172nd by people per square mile.
• Density in context: Clute's 2,012 people per square mile sit against a Texas median of 840.
• Location: 29.0259 / -95.3982, per the US Census Bureau Gazetteer.
• Nearest larger cities: Lake Jackson (4 mi); Angleton (10 mi); Galveston (28 mi); Iowa Colony (29 mi); Alvin (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Richwood (3 mi); Oyster Creek (5 mi); Jones Creek (6 mi).
• Within a 50-mile radius: 37 smaller Census places.
• Within 100 miles: 38 places are larger than Clute.

A practical checklist for Clute borrowers

These steps shape the offer you get in Clute, a place of about 10,704 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Clute-specific: the same Texas licensing and disclosure rules reach all 10,704 residents.

Getting a loan in Clute

Clute is a fairly dense community of about 10,704 people, with 27 larger places inside a 50-mile radius. Lenders licensed in Texas reach Clute's 10,704 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lake Jackson, TX about 4 miles away.

Texas consumer-lending rules applied in Clute

When Texas does not publish a figure, the row links to the source instead of inventing a number; Clute is bound by the same rules.

How Clute compares across Texas

Within Texas, Clute holds roughly 0.0% of all residents, the 234th-largest share among 1,224 places. For population change between 2020 and 2023, Clute ranks 768th of 1,224 in Texas (about the 37th percentile). At about 2,012 people per square mile, Clute is the 172nd most densely settled place in Texas. The population moved by about 93 people between 2020 and 2023, a 0.9% shift.

The anatomy of a Clute personal loan

In Clute, a small town of about 10,704, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clute. A longer term lowers the monthly payment on a Clute loan but raises total interest, so the smallest payment is not the cheapest loan.