Personal loans in Cloverport, KY
A 2020-to-2023 comparison shows Cloverport up by about 1.9%. Two households in Cloverport with comparable incomes can still be offered different rates; the city's 1,140 residents are not the reason. About 1,140 people live in Cloverport, placing it 192nd of 416 Census places in Kentucky. The closest larger place is Cannelton, IN about 8 miles away. Lenders active in Cloverport report to a Kentucky supervisor, identified in the sourced rows below. For a community of about 1,140, the practical step is to compare APR across at least three lenders before committing.
Cloverport by the numbers
Read the local figures below as context; read the sourced Kentucky table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,140, 192nd among Kentucky's 416 places (Vintage 2023).
- Population trend: Up about 1.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 21 more since the 2020 base.
- Size percentile: Cloverport sits ahead of around 54% of Kentucky places, at 1,140 people.
- Population density: about 739 people per square mile (Census land area 1.5 sq mi).
- By land area: Cloverport ranks 187th among Kentucky's 416 places, at 1.5 sq mi.
- Water: Cloverport holds about 0.08 square miles, the 64th-largest water area in Kentucky.
- State share: roughly 0.1% of Kentucky's residents live in Cloverport (1,140 people).
- National standing: Cloverport ranks 9,731st of 19,457 US places.
- Growth rank: Cloverport's 2020-to-2023 change ranks 90th of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Cloverport moved 1.9%.
- Density in Kentucky: Cloverport ranks 277th by people per square mile.
- Density in context: Cloverport's 739 people per square mile sit against a Kentucky median of 1,045.
- Location: it lies at 37.8321, -86.6314 in the Census Gazetteer.
- Nearest larger cities: Cannelton (8 mi); Hardinsburg (11 mi); Tell City (11 mi); Lewisport (16 mi); Irvington (19 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Hawesville (8 mi); Fordsville (14 mi); Troy (15 mi).
- Smaller neighbours: 48 places smaller than Cloverport sit within 50 miles.
- Within 100 miles: 166 places are larger than Cloverport.
Cloverport's place among Kentucky's 416 places
Among Kentucky's 416 places, Cloverport sits at 192nd for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 90th of 416 Kentucky places, putting it near the 78th percentile for growth. By density, at about 739 people per square mile, it ranks 277th in Kentucky. In land area, Cloverport ranks 187th among Kentucky's 416 places.
The state rulebook for Cloverport
Read the table as a lender's compliance picture for Cloverport: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
What to do before borrowing in Cloverport
Complete these steps first when you borrow in Cloverport (1,140 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Kentucky licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Cloverport as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 1,140 residents.
Borrowing reach in Cloverport
At roughly 739 people per square mile, Cloverport is moderately settled; 29 larger places lie within 50 miles. Distance to a branch rarely matters for Cloverport's 1,140 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Cannelton, IN about 8 miles away.
Cloverport on the map
Cloverport covers about 1.5 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). That land carries about 739 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 119 miles away. A 50-mile radius around Cloverport takes in 29 places that are larger. The 100-mile radius contains 166 larger places.
Common questions
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Nearby places
- Cannelton, IN — population 1,494
- Hawesville, KY — population 994
- Tell City, IN — population 7,485
- Hardinsburg, KY — population 2,448
- Fordsville, KY — population 443
- Troy, IN — population 361
- Whitesville, KY — population 579
- Lewisport, KY — population 1,732