Personal loans in Clio, IA
Clio, Iowa — home to about 67 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule. By population, Clio sits at 871st in Iowa, with an estimated 67 residents.
The 2020 count to the 2023 estimate shows about 1.5% growth in Clio. Rate ceilings, licensing requirements and product limits for Clio are all set at the Iowa level. Decide the purpose of the loan and your repayment plan before sharing any details with a Clio lender. The closest larger city is Lineville, IA about 5 miles away.
The Clio data picture
What follows is Clio's place in the Census record, alongside the Iowa rules that govern a personal loan made here.
- Population: about 67, ranked 871st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.5% since the 2020 count.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: bigger than about 7% of the places in Iowa, with 67 residents in Clio.
- Population density: 90 people per square mile on 0.7 square miles of land.
- By land area: Clio ranks 515th among Iowa's 940 places, at 0.7 sq mi.
- Share of state population: Clio's 67 residents are about 0.0% of Iowa.
- Nationally: Clio is the 18,700th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Clio stands 109th by percentage change from 2020 to 2023, among 940 places.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Clio's 1.5%.
- Density in Iowa: Clio ranks 910th by people per square mile.
- Against the state median: Clio runs about 90 residents per square mile, where the Iowa median is 672.
- Location: 40.6360, -93.4514 (US Census Bureau Gazetteer).
- Nearest larger cities: Lineville (5 mi); Allerton (7 mi); Mercer (10 mi); Corydon (11 mi); Garden Grove (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: South Lineville (6 mi); Powersville (10 mi); Lucerne (15 mi).
- Smaller places within 50 miles: 25 of them.
- At 100 miles: 402 larger Census places fall inside that radius.
How lenders reach Clio
Clio is sparsely settled, with about 90 people per square mile and 81 larger places within 50 miles. What is available to Clio's 67 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lineville, IA about 5 miles away.
Inside a Clio personal loan
With roughly 67 residents, Clio is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clio. Because the payment is fixed, the total cost of a Clio loan is knowable in advance — unlike a revolving card balance.
Where Clio sits
Clio's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 90 people per square mile. Des Moines, the largest place in Iowa, is about 65 miles from Clio. Counting outward 50 miles, 81 larger communities surround Clio. By land area it ranks 515th of 940 Iowa places.
Clio against the rest of Iowa
Within Iowa, Clio holds roughly 0.0% of all residents, the 871st-largest share among 940 places. For population change between 2020 and 2023, Clio ranks 109th of 940 in Iowa (about the 88th percentile). At about 90 people per square mile, Clio is the 910th most densely settled place in Iowa. Within 50 miles sit 25 smaller Census places, alongside the 81 that are larger.
The state rulebook for Clio
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Clio is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Clio if my credit is poor?
What loan size can I expect in Clio?
Do I have to pledge anything to borrow in Clio?
Does comparing loans in Clio cost me credit score points?
Nearby places
- Lineville, IA — population 192
- South Lineville, MO — population 13
- Allerton, IA — population 432
- Mercer, MO — population 259
- Powersville, MO — population 43
- Corydon, IA — population 1,537
- Humeston, IA — population 470
- Lucerne, MO — population 56