Personal loans in Clio, AL

The Clio data picture

Most of what governs a Clio loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,200 people, a figure that places Clio 240th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
• Size percentile: bigger than about 48% of the places in Alabama, with 1,200 residents in Clio.
• Population density: about 119 people per square mile (Census land area 10.1 sq mi).
• Land area rank: Clio's 10.1 square miles rank 146th of 462 places in Alabama.
• Share of state population: Clio's 1,200 residents are about 0.0% of Alabama.
• National rank: Clio sits 9,548th by population among the 19,457 places in this dataset.
• Growth rank: Clio's 2020-to-2023 change ranks 304th of 462 places in Alabama.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Clio's 1.5%.
• Density in Alabama: Clio ranks 368th by people per square mile.
• Density vs Alabama: Clio's 119 people per square mile compare with a state median of 259.
• Location: 31.7085, -85.6110 (US Census Bureau Gazetteer).
• Nearest larger cities: Brundidge (12 mi); Clayton (15 mi); Ozark (18 mi); Troy (22 mi); Abbeville (23 mi). Living near a larger metro rarely changes what is available in Clio.
• Smaller communities close by: Louisville (6 mi); Blue Springs (7 mi); Ariton (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 29 smaller Census places.
• At 100 miles: 100 larger Census places fall inside that radius.

Clio in state context

Within Alabama, Clio holds roughly 0.0% of all residents, the 240th-largest share among 462 places. For population change between 2020 and 2023, Clio ranks 304th of 462 in Alabama (about the 34th percentile). Its roughly 119 residents per square mile place it 368th among Alabama's places. Within 50 miles sit 29 smaller Census places, alongside the 34 that are larger.

How personal loans work in Clio

A Clio personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,200 residents. Because pricing is borrower-level, two people in Clio can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Clio loan is knowable in advance — unlike a revolving card balance.

How lenders reach Clio

At roughly 119 people per square mile, Clio is lightly settled; 34 larger places lie within 50 miles. A Alabama licence lets a lender serve Clio without a local office, so branch density does not change what its 1,200 residents are offered. For a larger market, the closest option is Brundidge, AL about 12 miles away.

A practical checklist for Clio borrowers

Complete these steps first when you borrow in Clio (1,200 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Alabama licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Clio-specific: the same Alabama licensing and disclosure rules reach all 1,200 residents.

The Alabama lending rules that reach Clio

This table holds the Alabama rate and licensing rules for consumer loans made to Clio's 1,200 residents.