Personal loans in Clinton, MI
At about 2,487 residents, Clinton is larger than roughly 58% of the places in Michigan. A 2020-to-2023 comparison shows Clinton down by about 1.6%. With roughly 2,487 residents, Clinton is a small community, and the lending rules its borrowers live under are written in Michigan, not by the city. A single loan can carry different costs on either side of a state line, and Clinton sits on the Michigan side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Clinton. The closest larger city is Tecumseh, MI about 4 miles away.
What the Census records for Clinton
The figures below are Clinton's own — Census population, land area and coordinates — followed by the Michigan rules.
- Population: 2,487 residents; Clinton is the 223rd-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.6%.
- Absolute change: 40 residents lost between 2020 and 2023.
- Size percentile: Clinton sits ahead of around 58% of Michigan places, at 2,487 people.
- Land and density: 1.8 square miles of land carry roughly 1,356 residents per square mile.
- Land area rank: Clinton's 1.8 square miles rank 252nd of 533 places in Michigan.
- Water area: Clinton has 0.04 square miles of water, ranking 249th of 533 places in Michigan.
- Share of state population: Clinton's 2,487 residents are about 0.0% of Michigan.
- National rank: Clinton is the 6,862nd most populous of the 19,457 Census places covered here.
- Growth rank: Clinton's 2020-to-2023 change ranks 397th of 533 places in Michigan.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Clinton's 1.6%.
- Density in Michigan: Clinton ranks 207th by people per square mile.
- Density vs Michigan: Clinton's 1,356 people per square mile compare with a state median of 1,078.
- Location: latitude 42.0683, longitude -83.9657 (Census Gazetteer).
- Nearest larger cities: Tecumseh (4 mi); Saline (12 mi); Adrian (12 mi); Milan (14 mi); Dundee (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Manchester (7 mi); Britton (9 mi); Onsted (12 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 59 smaller Census places.
- Within 100 miles: 208 places are larger than Clinton.
Getting a loan in Clinton
At roughly 1,356 people per square mile, Clinton is moderately settled; 79 larger places lie within 50 miles. What is available to Clinton's 2,487 borrowers is set by Michigan licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Tecumseh, MI about 4 miles away.
Clinton against the rest of Michigan
Set beside Michigan's 533 places, Clinton ranks 223rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 397th of 533 Michigan places, putting it near the 26th percentile for growth. At about 1,356 people per square mile, Clinton is the 207th most densely settled place in Michigan. In land area, Clinton ranks 252nd among Michigan's 533 places.
Inside a Clinton personal loan
With roughly 2,487 residents, Clinton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clinton. Shortening the term on a Clinton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Clinton
Clinton's land area is about 1.8 square miles; a further 0.04 square miles is water. Spread across it are roughly 1,356 residents per square mile. The state's population centre of gravity, Detroit, is roughly 49 miles away. Within 50 miles of Clinton there are 79 larger Census places. Within the same 50 miles lie 59 smaller Census places.
The Michigan lending rules that reach Clinton
This table holds the Michigan rate and licensing rules for consumer loans made to Clinton's 2,487 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Tecumseh, MI — population 8,596
- Manchester, MI — population 2,065
- Britton, MI — population 560
- Adrian, MI — population 20,238
- Saline, MI — population 9,006
- Onsted, MI — population 997
- Chelsea, MI — population 5,364
- Deerfield, MI — population 889