Personal loans in Clinchco, VA

The 2020 count to the 2023 estimate shows about 4.1% decline in Clinchco. Compare APR, not the interest rate, because the APR folds in most fees on a Clinchco loan. Rate ceilings, licensing requirements and product limits for Clinchco are all set at the Virginia level. The nearest larger city is Haysi, VA about 5 miles away.

Clinchco: the sourced local profile

What follows is Clinchco's place in the Census record, alongside the Virginia rules that govern a personal loan made here.

• Population: 234 residents; Clinchco is the 205th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.1% between 2020 and 2023.
• Net change: roughly 10 fewer people than the 2020 Census counted.
• Size percentile: roughly 10% of Virginia places rank below Clinchco.
• Population density: about 84 people per square mile across 2.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Clinchco ranks 98th among Virginia's 227 places, at 2.8 sq mi.
• Water area rank: Clinchco ranks 81st among Virginia's 227 places, with 0.03 sq mi.
• Within Virginia: about 0.0% of the state's population lives in Clinchco.
• National standing: Clinchco ranks 15,975th of 19,457 US places.
• Growth in Virginia: Clinchco stands 219th by percentage change from 2020 to 2023, among 227 places.
• State comparison: Virginia's places average -0.0% for 2020-to-2023, against Clinchco's 4.1%.
• Density in Virginia: Clinchco ranks 225th by people per square mile.
• Density in context: Clinchco's 84 people per square mile sit against a Virginia median of 823.
• Location: 37.1574, -82.3545 (Census Gazetteer coordinates).
• Nearest larger cities: Haysi (5 mi); Clintwood (6 mi); Elkhorn City (11 mi); Pound (14 mi); Coeburn (16 mi). Larger metros often have more branches, but online lenders reach Clinchco on the same terms.
• Nearest smaller places: Cleveland (18 mi); Bradshaw (33 mi); Iaeger (37 mi).
• Within a 50-mile radius: 7 smaller Census places.
• Within 100 miles: 226 places are larger than Clinchco.

A practical checklist for Clinchco borrowers

Before you hand your details to a lender in Clinchco, where the population is near 234:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Virginia regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Clinchco-specific: the same Virginia licensing and disclosure rules reach all 234 residents.

Where Clinchco sits in Virginia

Within Virginia, Clinchco holds roughly 0.0% of all residents, the 205th-largest share among 227 places. Its 2020-to-2023 change ranks 219th of 227 Virginia places, putting it near the 4th percentile for growth. At about 84 people per square mile, Clinchco is the 225th most densely settled place in Virginia. In land area, Clinchco ranks 98th among Virginia's 227 places.

Where Clinchco sits

Clinchco covers about 2.8 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 84 residents per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 350 miles. Within 50 miles of Clinchco there are 59 larger Census places. The 100-mile radius contains 226 larger places.

Which Virginia laws govern a loan in Clinchco

These are Virginia's sourced lending facts as they reach Clinchco's 234 residents; the state has no city-level rate rule.

Borrowing reach in Clinchco

Clinchco is sparsely settled, with about 84 people per square mile and 59 larger places within 50 miles. A Virginia licence lets a lender serve Clinchco without a local office, so branch density does not change what its 234 residents are offered. The nearest larger city, Haysi, VA about 5 miles away.