Personal loans in Clermont, IN
A 2020-to-2023 comparison shows Clermont down by about 1.0%. Clermont is one of 565 Census places in Indiana; its 1,367 residents put it at 259th. If you are weighing a personal loan in Clermont, start from the payment you can carry; its 1,367 residents face the same statewide rules. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Clermont loan. Lenders active in Clermont report to a Indiana supervisor, identified in the sourced rows below. The nearest larger metro is Brownsburg, IN about 4 miles away.
Where Clermont stands
What follows is Clermont's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: the Census counts 1,367 residents in Clermont (Vintage 2023 subcounty estimate), the 259th-largest figure among Indiana's 565 places.
- Population trend: Lower by roughly 1.0% since the 2020 count.
- Absolute change: 14 residents lost between 2020 and 2023.
- Size percentile: Clermont's 1,367 people outrank roughly 54% of the places in Indiana.
- Population density: 2,046 people per square mile on 0.7 square miles of land.
- Land area rank: Clermont's 0.7 square miles rank 341st of 565 places in Indiana.
- Share of state population: Clermont's 1,367 residents are about 0.0% of Indiana.
- National rank: Clermont is the 9,055th most populous of the 19,457 Census places covered here.
- Growth rank: Clermont ranks 444th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Clermont's 1.0%.
- Density rank: Clermont places 93rd among Indiana's places by people per square mile.
- Against the state median: Clermont runs about 2,046 residents per square mile, where the Indiana median is 1,375.
- Location: it lies at 39.8165, -86.3207 in the Census Gazetteer.
- Nearest larger cities: Brownsburg (4 mi); Speedway (4 mi); Avon (5 mi); Pittsboro (9 mi); Plainfield (9 mi). Living near a larger metro rarely changes what is available in Clermont.
- Nearest smaller towns: Wynnedale (6 mi); Spring Hill (7 mi); Rocky Ripple (8 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 76 smaller Census places.
- At 100 miles: 188 larger Census places fall inside that radius.
What to do before borrowing in Clermont
These steps shape the offer you get in Clermont, a place of about 1,367 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Indiana licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Indiana; what changes is your credit file, not the fact that Clermont holds 1,367 people.
Borrowing reach in Clermont
Clermont is a fairly dense community of about 1,367 people, with 71 larger places inside a 50-mile radius. A Indiana licence lets a lender serve Clermont without a local office, so branch density does not change what its 1,367 residents are offered. The nearest larger city, Brownsburg, IN about 4 miles away.
How a Clermont personal loan is priced
A Clermont personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,367 residents. Because pricing is borrower-level, two people in Clermont can be quoted different APRs on the same amount and term. The term you choose in Clermont decides the split between a comfortable payment and the total interest you pay.
How Clermont compares across Indiana
Among Indiana's 565 places, Clermont sits at 259th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 444th of 565 Indiana places, putting it near the 21th percentile for growth. At about 2,046 people per square mile, Clermont is the 93rd most densely settled place in Indiana. The population moved by about 14 people between 2020 and 2023, a 1.0% shift.
How Indiana law applies in Clermont
The rows below set out what a licensed lender must follow in Indiana, and so for Clermont's roughly 1,367 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Common questions
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What loan size can I expect in Clermont?
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Does comparing loans in Clermont cost me credit score points?
Nearby places
- Brownsburg, IN — population 32,250
- Speedway, IN — population 14,157
- Avon, IN — population 24,231
- Wynnedale, IN — population 213
- Spring Hill, IN — population 92
- Plainfield, IN — population 37,047
- Rocky Ripple, IN — population 643
- Pittsboro, IN — population 4,235